September 14, 2026.

Now, those in cash generally all expect a major market crash.

For example: predict that a clear bill won’t be passed, then expect a sudden plunge; predict a September rate hike, then expect a sudden plunge; predict bad employment data, then expect the market to plunge sharply.

Every time a piece of information comes in, it’s unconsciously interpreted as a crisis.

Even so, reality may not be like that.

But people who are in cash hope the market behaves this way.

When I was in cash for a while, I did the same thing—treating every piece of bad news as the spark that triggers a plunge.

After setting up periodic purchases of BNB/OKB, I no longer predict a short-term crash.

Some even believe Bitcoin will crash massively.

BNB and OKB also hold up relatively well during dips.

Although reality is not like that, I hope it would be.

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(09/14, 26) Big Brother Cai’s daily enlightenment:

If you want to become a better investor, the most effective approach is to lengthen your investment time horizon.

Simple strategies are often the most effective.

The vast majority of strategies are no match for dollar-cost averaging. Although the truth is hard to accept, reality is exactly like that.

Dollar-cost averaging is the way with the highest probability of long-term investment success.

All extreme mindsets are impossible to sustain—for example, trying to buy at the lowest point and trying to sell at the highest point.

Inner peace matters far more than outward wealth.

You think what you want is a luxury car or a mansion, but what you truly crave is respect, admiration, and attention.

Others will only focus on what benefits you bring them.