#美国合众银行完成stellar跨境支付试点
Wall Street banks are starting to move stablecoins into their own payment systems
U.S. Bancorp, the fifth-largest commercial bank in the United States, has already deployed its dollar stablecoin, USBDC, on Stellar to run real cross-border transactions—not a sandbox test, but actual fund transfers between North American and European entities.
This means banks are beginning to verify something: public blockchains are not necessarily a bank’s adversary—they can also become the bank’s settlement layer directly.
USBDC supports minting, redemption, freezing, and clawback. In the future, it also plans to expand into liquidity management, collateral, and cross-border funds management.
But this doesn’t mean “XLM is taking off.” From September 8 to 10, $XLM dropped from about $0.194 to $0.175, while the futures OI briefly approached $200 million—suggesting that earlier capital was more focused on trading expectations rather than spot institutions疯狂ly buying.
What I care about more, though, is the fact that stablecoins are entering banking infrastructure. XLM may still be used for short-term trading, but what’s truly being repriced is the story of whether public blockchains can become foundational infrastructure for traditional financial settlement.
Wall Street banks are starting to move stablecoins into their own payment systems
U.S. Bancorp, the fifth-largest commercial bank in the United States, has already deployed its dollar stablecoin, USBDC, on Stellar to run real cross-border transactions—not a sandbox test, but actual fund transfers between North American and European entities.
This means banks are beginning to verify something: public blockchains are not necessarily a bank’s adversary—they can also become the bank’s settlement layer directly.
USBDC supports minting, redemption, freezing, and clawback. In the future, it also plans to expand into liquidity management, collateral, and cross-border funds management.
But this doesn’t mean “XLM is taking off.” From September 8 to 10, $XLM dropped from about $0.194 to $0.175, while the futures OI briefly approached $200 million—suggesting that earlier capital was more focused on trading expectations rather than spot institutions疯狂ly buying.
What I care about more, though, is the fact that stablecoins are entering banking infrastructure. XLM may still be used for short-term trading, but what’s truly being repriced is the story of whether public blockchains can become foundational infrastructure for traditional financial settlement.
