Crypto holders turn to borrowing as the market cools in 2026: CQ

- Crypto holders increased their reliance on loans secured by digital assets in 2026, with borrowing activity among retail customers rising 74% and among high-net-worth users rising 18%.
- The share of users taking out multiple loans rose from 61.9% to 65.1%, while retail borrowers extended the average wait time between loans from 11 days to 21 days.
- Collateral choices also shifted: Bitcoin’s share among high-net-worth users dropped significantly, while Zcash surged on price momentum; trading volume dynamics also changed, with Tether and Bitcoin leading.

Source: CryptoPotato
🌍 Updated by GemCrypto

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