In 2019, on a whim, I bought a Mercedes, over 500,000 yuan. A couple of days ago I went to the used car market. The dealer circled the car twice, took a drag on his cigarette, and said: around 150,000 at best.
Five years, 500,000 turned into 150,000, with 350,000 evaporated. And that’s not all.
Insurance costs more than 10,000 a year, one press of the accelerator is one yuan, a routine service costs at least two or three thousand, and even changing a tire hurts for a long time.
Add up all the odds and ends, and over these years I’ve poured more than 200,000 into it, if not more.
350,000 in depreciation plus 200,000 in upkeep means the car swallowed 600,000 in five years, averaging 120,000 a year. That’s 10,000 a month, thrown into a hunk of metal, with not even a sound to show for it.
And that doesn’t even count the fact that if I had taken that 500,000 and done something else with it back then, even if I had just left it in the bank earning interest, it would have brought in several thousand a year. Over five years, that’s several more ten-thousands gone. This isn’t buying a car; it’s bringing home an ancestor to worship.
Cars start depreciating the moment they leave the 4S shop, with one yuan of wear per kilometer and one yuan of tire wear with every brake, costing more than raising a child.
Money is hard to earn these days, so don’t keep overthinking. Making more is hard, but saving some is always possible, right? Save a little!
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Five years, 500,000 turned into 150,000, with 350,000 evaporated. And that’s not all.
Insurance costs more than 10,000 a year, one press of the accelerator is one yuan, a routine service costs at least two or three thousand, and even changing a tire hurts for a long time.
Add up all the odds and ends, and over these years I’ve poured more than 200,000 into it, if not more.
350,000 in depreciation plus 200,000 in upkeep means the car swallowed 600,000 in five years, averaging 120,000 a year. That’s 10,000 a month, thrown into a hunk of metal, with not even a sound to show for it.
And that doesn’t even count the fact that if I had taken that 500,000 and done something else with it back then, even if I had just left it in the bank earning interest, it would have brought in several thousand a year. Over five years, that’s several more ten-thousands gone. This isn’t buying a car; it’s bringing home an ancestor to worship.
Cars start depreciating the moment they leave the 4S shop, with one yuan of wear per kilometer and one yuan of tire wear with every brake, costing more than raising a child.
Money is hard to earn these days, so don’t keep overthinking. Making more is hard, but saving some is always possible, right? Save a little!
$NVDAB $AAPLB $GOOGL.US #BinanceAlpha将上线CNPY并开放空投 #BTC触及80000美元 #ZEC市值超越DOGE
