Apple's up 8% in the past month and 30% since April. The Sept. 9 event — Ternus's first as CEO, rumored foldable iPhone, full product refresh — is being priced like a blowout before it happens.

That's the setup I'm watching, because "buy the rumor, sell the news" is not a cliché when the stock is at 37 times earnings.

The June quarter was genuinely strong: revenue up 16% to $109 billion, earnings up 27%, iPhone sales up 22%. But the September quarter guidance tells a different story — sales growth slowing to 9-11%, a 2.5-point FX headwind, supply constraints, gross margin compressing from 50.1% to 47-48%. That report lands in October, right after the event hype peaks.

Morgan Stanley has a $360 target — about 9% upside from here — and estimates the foldable alone generates $14 billion in December-quarter revenue. iPhone 18 prices are expected to run 10-20% higher than iPhone 17. The foldable reportedly retails above $2,000. So the product cycle is real.

The mistake the setup is tempting you into: chasing the pre-event momentum into a valuation that's already 37x earnings, then holding through a September-quarter report that's guided softer. The honest journal entry here is that the product cycle supports the stock over 6-12 months, but the entry point after a 30% run and before a softer quarter is not where discipline lives.

Wait for the dip. The products will still be there.