$中本聪 Bank, starts to panic!!!
Why?
Because they’re not afraid of stablecoins themselves—but that deposits get drained away by stablecoins.
If stablecoins continue to grow, the banking system could lose around $1.3 trillion in deposits, further leading to an estimated $850 billion reduction in loans.
On the surface, the debate is about:
“Can stablecoins actually provide rewards to users?”
But what’s really at stake is:
Old banks’ deposits vs. the liquidity of new finance.
What banks are truly afraid of might never have been Bitcoin.
It’s that one day, users suddenly realize:
Money doesn’t necessarily have to sit in banks.
Why?
Because they’re not afraid of stablecoins themselves—but that deposits get drained away by stablecoins.
If stablecoins continue to grow, the banking system could lose around $1.3 trillion in deposits, further leading to an estimated $850 billion reduction in loans.
On the surface, the debate is about:
“Can stablecoins actually provide rewards to users?”
But what’s really at stake is:
Old banks’ deposits vs. the liquidity of new finance.
What banks are truly afraid of might never have been Bitcoin.
It’s that one day, users suddenly realize:
Money doesn’t necessarily have to sit in banks.
