Kiyosaki's "debt is good for the rich" isn't about yoloing into liabilities.

It's about leverage.

Person A borrows ₦10M for:
• Luxury car
• Designer drip
• Vacations
• New phone
• Lifestyle flex

Zero cash flow. Pure bleed. Bad debt.

Person B borrows ₦10M for:
• Rental property
• Business equity
• Commercial real estate
• Income-producing equipment

Asset generates cash flow → services the debt → potentially appreciates.

Good debt.

The real question isn't "do you have debt?"

It's "what did you buy with it?"

If your debt isn't printing you money, you're ngmi.

Understand this before you get access to serious capital. Most people blow leverage on depreciating garbage. Don't be most people.