๐ Binance announced a major update affecting Margin Collateral Ratios for Cross Margin trading systems, Portfolio Margin, and Portfolio Margin Pro, effective September 4, 2026 at 06:00 (UTC).
๐ฏ This update aims to align collateral requirements with current market volatility and asset liquidity, providing a safer and more stable trading environment for users. The process will be completed within about 30 minutes, and traders must review their open positions to ensure compliance with the new standards.
๐น **Key changes in cross margin and portfolio margin:**
The list is seeing a radical adjustment in the margin percentages for a number of prominent assets. ZEC tops the list with a significant increase in its margin percentage from 50% to 70%, reflecting growing confidence in its stability as collateral. In contrast, a wide range of assets underwent a notable reduction in margin percentages from 30% to 10%, including: AIXBT, RARE, KSM, CATI, RED, FLUX, PIXEL, RONIN, SAGA, and BICO. This reduction means that the ability to borrow or transfer out using these assets as collateral will decrease significantly, requiring caution when building positions based on them.
๐ก **Important exception:** The SYRUP asset moves in the exact opposite directionโits margin percentage increased from 10% to 30%, giving its holders greater flexibility in using it as collateral for borrowing.
๐น **New, tiered structure for Portfolio Margin Pro:**
SYRUPโs collateral structure has been redesigned entirely within the PM Pro system, introducing a tier-based system (Tiers) that depends on the position size in US dollars. The new system provides dynamic flexibility as follows:
โ **Tier 1:** Up to $50,000 โ 90% margin (very high for small positions).
โ **Tier 2:** $50,000 - $100,000 โ 80% margin.
โ **Tier 3:** $100,000 - $200,000 โ 50% margin.
โ **Tier 4:** $200,000 - $400,000 โ 20% margin.
โ **Tier 5:** Over $400,000 โ 10% margin.
This tiered structure rewards capital efficiency for mid-sized positions, while imposing strict requirements on very small and very large positions to manage concentrated liquidity risk.
โ ๏ธ **Important risk management alerts:**
๐ **Cross margin:** The update affects only the maximum amount that can be borrowed or transferred out. Existing positions are not automatically closed, but the ability to borrow in the future changes immediately.
๐ **Portfolio margin (PM & PM Pro):** Changes to margin and leverage percentages will directly affect the **unified maintenance margin ratio (uniMMR)**. Any decrease in the margin ratio increases the value of uniMMR, bringing the account closer to the forced liquidation threshold.
๐ **Recommended proactive steps:**
1๏ธโฃ Closely monitor the **uniMMR** indicator in the trading interface over the coming hours.
2๏ธโฃ Deposit additional collateral (USDT or assets with a high margin ratio) to increase free margin.
3๏ธโฃ Consider reducing the position size of assets whose margin ratios have decreased (e.g., KSM, RONIN, PIXEL).
4๏ธโฃ Review the estimated liquidation prices of your assets in the "Portfolio Risk" tab.
๐ Binance confirms that these periodic reviews are part of its commitment to protecting market integrity and safeguarding users from systemic risks. If there are any discrepancies between the translated versions and the original English text, the English text prevails.
๐ Stay ahead, trade smart, and adjust your risk settings today to align with the new standards tomorrow
๐ Source: https://www.binance.com/en/support/announcement/1f12c2c6cc2b43aa941e382dfc19c417