Mars Finance news: On August 29, at the “AI × New Finance — Innovative Global · Hong Kong Station and Yangtze River Star Plan Launch Conference,” Zhang Dayong, co-founder and CEO of Obita, said that AI is compressing contract writing, code writing, and business decision-making to the second level or even shorter. However, traditional cross-border payments may still require T+1 to T+7. The efficiency gap between the two will drive a redesign of payment infrastructure. Zhang Dayong believes that blockchain and compliant stablecoins can reduce the multiple layers of intermediaries in traditional cross-border payments, bringing funds close to real-time settlement. In 2025, the trading volume on the stablecoin chain reached approximately $3.3 trillion, but the proportion truly used in the real economy remains low. The key in the next phase is to address compliance, security, and enterprise applications so that stablecoins can genuinely enter cross-border trade.