💡 Today’s highlights: Can Bitcoin also be used as collateral for a home loan? Traditional finance accelerates its embrace of crypto

Bitcoin is going mainstream—Coinbase and the mortgage platform Better have partnered to offer Bitcoin-backed loans. Homebuyers don’t need to sell their BTC; they can use it as collateral to pay the down payment. The program has already received a waitlist of up to $260 million. Traditional finance’s acceptance of crypto assets is evolving from “buying crypto” to “using crypto.”

In the market, BTC is up 2.6% over the past 24 hours to $80,722, holding firmly above the $80,000 level. SOL continues to lead among major coins, rising another 8.5% in 24 hours to $109.22—altcoin rotation remains hot. XRP is up 3.4% to $1.45, showing clear catch-up momentum. ETH is at $2,518.66, with relatively modest gains.

Market impact: Bitcoin-backed mortgages open a new channel from “crypto assets to real-world finance.” If the model works, it could provide genuine demand support for BTC. Institutional narratives are being strengthened further, and the mid-term liquidity picture looks relatively favorable. However, some altcoins have already run up sharply in the short term—watch for pullback risk.

📊 Investment recommendations

BTC — Bullish
Take profit (TP): $87,000
Stop loss (SL): $74,000

XRP — Bullish
Take profit (TP): $1.67
Stop loss (SL): $1.23

⚠️ Disclaimer: The content above is for personal opinion only and does not constitute investment advice. The cryptocurrency market is highly volatile—please DYOR (do your own research) and assume all risks.