Ripple didn’t build the future of payments alone.

Behind the story is a name that often gets overlooked: XRP Ledger (XRPL).

Ripple built the company, products, and payment infrastructure. But XRPL provides the decentralized network that enables fast, low-cost settlement using XRP.

That distinction matters.

Ripple ≠ XRP ≠ XRPL.

One is a company. One is a digital asset. One is the underlying blockchain.

Understanding the ecosystem means knowing who built what—and why the part left out of the headline may actually be the most important.

The real question: Are we paying enough attention to the infrastructure behind the brand? 👀
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