According to Versan Aljarrah, founder of Black Swan Capitalist, the current system is approaching a tipping point where traditional mechanisms are no longer sufficient, and assets like gold and XRP could play a structural role in the new monetary order.
This approach is not based on short-term predictions, but on a systemic reading of debt, liquidity, and trust. Understanding how these pieces fit together allows for an interpretation of where the financial system is headed.
Global debt and the need for a monetary reset
A global financial reset occurs when the existing structure can no longer sustain itself without generating systemic instability.
The central problem, according to Aljarrah, is debt. Global debt has grown to a point where it cannot be settled with the existing money supply. Each unit of money represents an obligation, and if all actors tried to pay simultaneously, the system would collapse due to a lack of real liquidity. According to IMF data cited by Voronoi, global debt amounted to 111 trillion dollars by October 2025.
To avoid that collapse, economies depend on the constant expansion of credit. When that expansion slows down, tensions arise that require intervention.
That is why central banks resort to policies that inflate asset prices. Keeping stock, bond, and real estate values high allows debt to seem manageable when used as collateral.
However, this inflation of assets does not solve the underlying problem. It only delays the adjustment. In the long term, trust in the monetary system erodes, making a deeper reorganization inevitable. In that context, the reset is not an option, but a logical consequence.
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Gold as an anchor of trust and XRP as liquidity infrastructure
In a financial reset scenario, the system requires two essential elements: trust and efficient movement of capital.
Gold serves as an anchor of trust. It cannot be printed, maintains value over time, and does not rely on promises of payment. That is why central banks have increased their gold reserves in recent years.
This is not a trend, but a preparation for an environment where fiat currencies could be readjusted.
“Gold is a neutral and non-printable store of value. Unlike fiat currency, which can be created at will, gold preserves wealth across generations and crises. In a world mired in debt and facing potential monetary devaluation, gold acts as an anchor of trust,” stated the founder of Black Swan Capitalist.
For the executive, XRP does not compete with gold, but complements it. Its role is not to store value, but to move liquidity. Traditional international payment systems are slow and costly, and in times of stress, they can freeze.
XRP is designed to facilitate almost instantaneous transfers between currencies and jurisdictions, maintaining efficiency even under pressure.
“XRP is designed to provide instant and compliant liquidity transfers globally. In the event of a reset, when currencies are revalued or restructured, liquidity must flow smoothly to avoid market paralysis. XRP provides the infrastructure to connect currencies, institutions, and markets instantly, making it the digital avenue for the next global financial system,” highlighted Aljarrah.
According to this thesis, a new monetary system needs both pillars. Without gold, trust fails. Without a digital infrastructure like XRP, liquidity freezes. The combination would sustain a highly interconnected global financial system.
Current signals that reinforce this thesis
For Aljarrah, the signs of a possible reset are already visible. The accumulation of gold by central banks, the global debate on digital currencies, and the adoption of more efficient settlement infrastructures point in the same direction.
Moreover, the policies that keep asset prices high reflect the effort to avoid a disorderly correction. These decisions do not eliminate the structural problem, but buy time to reorganize the system.
From this perspective, XRP is not a speculative bet, but a technological piece that could integrate into the redesign of the financial system. Gold, on the other hand, reinforces the credibility of the underlying value.
“Gold will preserve its value. XRP will mobilize liquidity. Asset prices will continue to be manipulated to avoid collapse. Understanding this framework provides a map of the future global financial system, where trust, liquidity, and debt management converge. Those who recognize the importance of gold and XRP today will understand the foundations of the future monetary order,” stated the executive.
In summary
The Black Swan Capitalist thesis posits that the global financial reset is not a remote possibility, but a structural response to a system based on unsustainable debt. In that scenario, gold would provide stability and trust.
XRP, as liquidity infrastructure, would allow the system to keep functioning during the transition. Understanding this dynamic helps interpret current market movements beyond the short term.
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