Compared with simply chasing short-term high APY, I care more about whether DeFi can build a transparent, predictable, and truly usable on-chain interest rate market. @TermMax , centered on fixed-rate lending/borrowing and maturity management, enables users to clearly understand their borrowing costs or expected returns in advance, and to flexibly allocate funds according to different terms. This mechanism not only helps reduce uncertainty caused by interest rate volatility, but also provides infrastructure for more complex on-chain yield strategies. Looking forward to further expansion of TermMax in terms of liquidity, asset support, and real-world application scenarios. #TermMax