#termmax
TermMax is a DeFi protocol centered on decentralized fixed-rate lending and options trading, which strengthens the on-chain interest rate derivatives ecosystem. Currently, most DeFi lending relies on floating interest rates; the rates frequently fluctuate with the lending pool’s utilization, making it difficult to meet the needs of institutions and professional users to hedge interest rate risk and lock in borrowing costs. TermMax uses standardized maturity contract design to agree on lending interest rates in advance, so that both lending and borrowing parties are not affected by market interest rate fluctuations during the contract period. In addition, with an options trading module, it further enriches on-chain risk hedging tools, providing a more stable pricing foundation for the decentralized fixed-income market and addressing the shortcomings of DeFi long-term fixed-income products. @TermMax
TermMax is a DeFi protocol centered on decentralized fixed-rate lending and options trading, which strengthens the on-chain interest rate derivatives ecosystem. Currently, most DeFi lending relies on floating interest rates; the rates frequently fluctuate with the lending pool’s utilization, making it difficult to meet the needs of institutions and professional users to hedge interest rate risk and lock in borrowing costs. TermMax uses standardized maturity contract design to agree on lending interest rates in advance, so that both lending and borrowing parties are not affected by market interest rate fluctuations during the contract period. In addition, with an options trading module, it further enriches on-chain risk hedging tools, providing a more stable pricing foundation for the decentralized fixed-income market and addressing the shortcomings of DeFi long-term fixed-income products. @TermMax