🧠 DeFi cheat sheet: How do fixed rates work in @TermMax ?
Most people lose money in DeFi because they don’t know how to calculate the final APR. Let’s compare two approaches using a simple example:
❌ A regular platform (Floating rate):
Invest $1000 at 15% APY.
After a week, the rate drops to 2%.
Result: Instead of the expected profit, you got pennies.
✅ @TermMax (Fixed rate):
Invest $1000 and lock in 10% APR for 30 days.
The market falls, volatility is off the charts, but your rate doesn’t change.
Result: You get an exact amount of profit day by day.
📐 The key points in brief:
For lenders: Protects profit from falling market rates.
For borrowers: Protects against a sudden jump in loan costs.
Mechanics: Automated AMM curves that guarantee terms for the entire term.
Save this so you don’t lose out! 📌
What do you think of this format—it’s easier to understand?
@TermMax #termmax
Most people lose money in DeFi because they don’t know how to calculate the final APR. Let’s compare two approaches using a simple example:
❌ A regular platform (Floating rate):
Invest $1000 at 15% APY.
After a week, the rate drops to 2%.
Result: Instead of the expected profit, you got pennies.
✅ @TermMax (Fixed rate):
Invest $1000 and lock in 10% APR for 30 days.
The market falls, volatility is off the charts, but your rate doesn’t change.
Result: You get an exact amount of profit day by day.
📐 The key points in brief:
For lenders: Protects profit from falling market rates.
For borrowers: Protects against a sudden jump in loan costs.
Mechanics: Automated AMM curves that guarantee terms for the entire term.
Save this so you don’t lose out! 📌
What do you think of this format—it’s easier to understand?
@TermMax #termmax
