#termmax @TermMax Open the trading panel. When you see the current ETH lending annualized interest rate (APR) surging due to market hype, I start thinking about how to profit from this rate trend. The XT token is my “rate instrument.” It separates the interest-bearing rights of assets, allowing me to trade interest rates just like trading NFTs. If I believe that borrowing demand will spike in the next few weeks due to the halving trend, I can buy XT separately; otherwise, I can sell. XT gives us the power to directly speculate on the direction of future interest rates. TermMax is becoming a tool for interest-rate speculation