#termmax @TermMax TermMax is a DeFi protocol focused on fixed-rate lending and borrowing. Its native token is TMX, with a total supply of 1 billion tokens, deployed across multiple EVM chains. The protocol enables a chain-like bond mechanism through tokens such as FT and XT, allowing both borrowers and lenders to lock in a predetermined interest rate, simplifying leverage operations. The tokens can be used for governance, incentivizing liquidity, and paying off fees. The project has received investments from multiple institutions, but its mechanism is complex and carries risks such as smart contract vulnerabilities, liquidation, and market volatility. TermMax focuses on addressing the pain point of DeFi floating-rate volatility, supports maturity settlement, and is suitable for on-chain users who seek certainty in returns.