Should you hold a portion to buy next Tuesday’s new coin #TermMax ? Actually, you don’t need to. If it’s “Da Mao” (major market), it should be something the whole public can celebrate with a low barrier—so after the points dropped last night, I decisively grabbed it.
A few days ago, I saw an older guy in a group chat crying. He said that last month he borrowed 100k U on Aave and added a bit of leverage. At the time, the interest rate shown was 4.2%, and he felt it was acceptable. Then a week later, the interest rate jumped to 9%, and by the end of the month, the interest alone ate up more than half of his profits. He said, “I thought I was making money. Turns out I was working for the interest.”
This guy’s experience isn’t a one-off. That’s just how variable interest rates work—you borrow at one price, and when you repay, it might be another. The fluctuation in between is down to luck.
TermMax is here to solve this problem.
Fixed interest rate: lock it in before opening a position. If you borrow 1000 U, that’s the interest based on 1000 U. Borrow for one month, and that’s the one-month cost. The borrower calculates the bill in advance, and the lender can see the returns in advance. Market volatility in between has nothing to do with you.
And this project isn’t just hype.
TVL has already surpassed $100 million, registered wallets exceed 1.5 million, and daily active users are over 90,000. On Token Terminal, the lending protocol’s daily active address ranking is #2, right behind Aave. It’s been deployed on 10 EVM chains including Ethereum, BNB Chain, Arbitrum, Base, Berachain, and more.
Key milestones:
Deep integration with Morpho—idle funds automatically deposit into Morpho to earn floating interest. As soon as someone borrows, it immediately switches to the fixed interest rate you locked. Even when orders haven’t been filled yet, you can still get a “base salary.”
The V2 version is live—one-click Rollover to extend the term, allowing you to roll your position to a later maturity date. Fixed interest rates upgrade from “one-time lock-in” to a strategy tool you can actively manage.
Phase 4: RLUSD gold inventory deposits have surpassed $20 million, unlocking 5 million TMX rewards.
Funding background: Cumberland DRW, HashKey Capital, Decima Fund, Longling Capital, and MZ Web3 Fund all invested. In May 2026, it graduated from YZi Labs (formerly Binance Labs) EASY Residency, Q3.
Total TMX supply: 1 billion coins. TGE on August 25. Binance Wallet has just launched the TermMax Booster campaign—reward pool of 2 million TMX. Hold 2 Alpha points to participate.
The days of opening blind boxes with floating interest rates should be over.
$TMX #TermMax @TermMax
A few days ago, I saw an older guy in a group chat crying. He said that last month he borrowed 100k U on Aave and added a bit of leverage. At the time, the interest rate shown was 4.2%, and he felt it was acceptable. Then a week later, the interest rate jumped to 9%, and by the end of the month, the interest alone ate up more than half of his profits. He said, “I thought I was making money. Turns out I was working for the interest.”
This guy’s experience isn’t a one-off. That’s just how variable interest rates work—you borrow at one price, and when you repay, it might be another. The fluctuation in between is down to luck.
TermMax is here to solve this problem.
Fixed interest rate: lock it in before opening a position. If you borrow 1000 U, that’s the interest based on 1000 U. Borrow for one month, and that’s the one-month cost. The borrower calculates the bill in advance, and the lender can see the returns in advance. Market volatility in between has nothing to do with you.
And this project isn’t just hype.
TVL has already surpassed $100 million, registered wallets exceed 1.5 million, and daily active users are over 90,000. On Token Terminal, the lending protocol’s daily active address ranking is #2, right behind Aave. It’s been deployed on 10 EVM chains including Ethereum, BNB Chain, Arbitrum, Base, Berachain, and more.
Key milestones:
Deep integration with Morpho—idle funds automatically deposit into Morpho to earn floating interest. As soon as someone borrows, it immediately switches to the fixed interest rate you locked. Even when orders haven’t been filled yet, you can still get a “base salary.”
The V2 version is live—one-click Rollover to extend the term, allowing you to roll your position to a later maturity date. Fixed interest rates upgrade from “one-time lock-in” to a strategy tool you can actively manage.
Phase 4: RLUSD gold inventory deposits have surpassed $20 million, unlocking 5 million TMX rewards.
Funding background: Cumberland DRW, HashKey Capital, Decima Fund, Longling Capital, and MZ Web3 Fund all invested. In May 2026, it graduated from YZi Labs (formerly Binance Labs) EASY Residency, Q3.
Total TMX supply: 1 billion coins. TGE on August 25. Binance Wallet has just launched the TermMax Booster campaign—reward pool of 2 million TMX. Hold 2 Alpha points to participate.
The days of opening blind boxes with floating interest rates should be over.
$TMX #TermMax @TermMax
被浮动利率坑过，利息翻倍过，差点亏麻
100%
浮动利率还能忍，但固定利率确实香
0%
不懂，我就看看大佬怎么选
0%
1 votes • Voting closed