Fixed-rate DeFi is calm in times of volatility. I paid attention to the TermMax mechanism: the project builds infrastructure for fixed-rate lending and borrowing (fixed-rate lending/borrowing).
Unlike the classic floating rates in Aave or Compound, where APY constantly jumps, TermMax uses auction mechanisms and on-chain bonds. This makes it possible to lock in either the return or the cost of a loan for a specific period in advance.
For institutions and informed DeFi users, it’s a fundamental tool for hedging risks.
And have you already tested fixed rates, or are you still sticking with floating ones? 🤔
#termmax @TermMax
Unlike the classic floating rates in Aave or Compound, where APY constantly jumps, TermMax uses auction mechanisms and on-chain bonds. This makes it possible to lock in either the return or the cost of a loan for a specific period in advance.
For institutions and informed DeFi users, it’s a fundamental tool for hedging risks.
And have you already tested fixed rates, or are you still sticking with floating ones? 🤔
#termmax @TermMax
