-
#boosters ’s activity tasks are back again. Although it’s a raffle-style setup, there are 80,000 spots. Minus 2 points—so basically it likely won’t get filled.
If you have time, everyone can join.
2 points for guaranteed 3U value 😭
#TermMax is a new lending platform.
It turns the “uncertain” into the “certain.”
But if this platform is stable, would its return be higher than the fixed-interest rates of existing exchanges? 🤔
In Web3 lending, Aave is a variable-rate bank. @TermMax is a fixed-rate bond market—helping borrowers lock in loan interest rates for the next 3–6 months, so lenders can know their yield at maturity in advance.
Its core mechanics are in three parts: Range Order (range orders) distributes liquidity continuously within a reasonable interest-rate range rather than placing orders at a single price; FT (principal token) and XT (yield token) are split such that 1 FT + 1 XT = 1 debt token—at maturity, FT is redeemed for principal, and XT goes to zero; and AMM automated market making makes fixed rates and terms themselves into variables that can be priced. Funds enter the market first, then the interest rate is discovered—no need to wait for a perfectly matched counterparty.
This is different from Aave/Compound’s floating rates and passive matching. #TermMax offers fixed rates with active pricing. It doesn’t replace them—it meets the need for “certainty”—DAO treasuries or large funds care more about the cost 90 days from now, not daily fluctuations.
#termMax isn’t about “better lending,” but about filling in the missing fixed-rate pieces in DeFi. It makes time priceable, shifting on-chain capital from chasing high APY toward rational planning.
#boosters ’s activity tasks are back again. Although it’s a raffle-style setup, there are 80,000 spots. Minus 2 points—so basically it likely won’t get filled.
If you have time, everyone can join.
2 points for guaranteed 3U value 😭
#TermMax is a new lending platform.
It turns the “uncertain” into the “certain.”
But if this platform is stable, would its return be higher than the fixed-interest rates of existing exchanges? 🤔
In Web3 lending, Aave is a variable-rate bank. @TermMax is a fixed-rate bond market—helping borrowers lock in loan interest rates for the next 3–6 months, so lenders can know their yield at maturity in advance.
Its core mechanics are in three parts: Range Order (range orders) distributes liquidity continuously within a reasonable interest-rate range rather than placing orders at a single price; FT (principal token) and XT (yield token) are split such that 1 FT + 1 XT = 1 debt token—at maturity, FT is redeemed for principal, and XT goes to zero; and AMM automated market making makes fixed rates and terms themselves into variables that can be priced. Funds enter the market first, then the interest rate is discovered—no need to wait for a perfectly matched counterparty.
This is different from Aave/Compound’s floating rates and passive matching. #TermMax offers fixed rates with active pricing. It doesn’t replace them—it meets the need for “certainty”—DAO treasuries or large funds care more about the cost 90 days from now, not daily fluctuations.
#termMax isn’t about “better lending,” but about filling in the missing fixed-rate pieces in DeFi. It makes time priceable, shifting on-chain capital from chasing high APY toward rational planning.