#termmax @TermMax
TermMax is a fixed-rate DeFi lending protocol (developed by Term Structure Labs), launching in April 2025. It addresses the pain points of traditional DeFi lending where interest rates fluctuate and can spike at any time.
• Core: Borrowers can lock in a fixed interest rate in advance. Borrowing costs and deposit yields won’t change with market movements before maturity—similar to traditional financial instruments like bonds / time deposits.
• Supports multiple chains: Ethereum, Arbitrum, BNB Chain, Base, etc. TVL locked is approximately $50–64 million. Backed by institutional financing (including Cumberland, HashKey Capital, etc.).
• Highlights: Isolated, independent markets—different assets are kept in separate pools, so risks don’t spread to each other. Offers one-click leverage, automatic rolling over, and TermMax Alpha, which supports fixed-cost leverage for Binance Alpha tokens with no liquidation risk; the maximum loss is limited to the premium paid upfront.
Native token $TMX
• Token symbol: TMX, ERC-20 standard
• Total supply: 1 billion tokens, no inflation
• Utility:
1. Governance voting: Participate in protocol parameter settings and route/strategy decisions
2. Staking rewards: Stake TMX to receive sTMX and share protocol fees and lending interest income
3. Ecosystem incentives: Liquidity mining and community activity rewards (the Binance Square event you’re participating in now is one example of these community incentives)
• Token allocation: 15% to the community, 28% to investors, and the remaining share to the team, advisors, ecosystem, etc., with a vesting/lockup release schedule.
TermMax is a fixed-rate DeFi lending protocol (developed by Term Structure Labs), launching in April 2025. It addresses the pain points of traditional DeFi lending where interest rates fluctuate and can spike at any time.
• Core: Borrowers can lock in a fixed interest rate in advance. Borrowing costs and deposit yields won’t change with market movements before maturity—similar to traditional financial instruments like bonds / time deposits.
• Supports multiple chains: Ethereum, Arbitrum, BNB Chain, Base, etc. TVL locked is approximately $50–64 million. Backed by institutional financing (including Cumberland, HashKey Capital, etc.).
• Highlights: Isolated, independent markets—different assets are kept in separate pools, so risks don’t spread to each other. Offers one-click leverage, automatic rolling over, and TermMax Alpha, which supports fixed-cost leverage for Binance Alpha tokens with no liquidation risk; the maximum loss is limited to the premium paid upfront.
Native token $TMX
• Token symbol: TMX, ERC-20 standard
• Total supply: 1 billion tokens, no inflation
• Utility:
1. Governance voting: Participate in protocol parameter settings and route/strategy decisions
2. Staking rewards: Stake TMX to receive sTMX and share protocol fees and lending interest income
3. Ecosystem incentives: Liquidity mining and community activity rewards (the Binance Square event you’re participating in now is one example of these community incentives)
• Token allocation: 15% to the community, 28% to investors, and the remaining share to the team, advisors, ecosystem, etc., with a vesting/lockup release schedule.