#termmax
Many people treat fixed interest rates as “an additional product option.”
But for @TermMax , it has never been a product—it’s an infrastructure.
Founder Jerry Li has worked in traditional finance for a long time. He previously served as Managing Director at Deutsche Bank, responsible for global emerging markets business, and for years he immersed himself in the most fundamental financial logic: fixed income, credit pricing, and asset-liability matching.
In his view, one of the reasons traditional finance can support large-scale capital is this: interest rates, tenors, and risks can be agreed upon and traded in advance. Without this shared language, long-term capital can hardly truly move in.
And over the past decade, DeFi has largely operated on floating interest rates—where rates can double overnight, borrowers can’t accurately calculate costs, and lenders can’t lock in yields. This system is well-suited for speculation, but it’s difficult to become genuine credit infrastructure.
So they built TermMax: they split fixed interest rates into three tokens, use Range Orders to make pricing more flexible, let idle capital keep working, and turn leverage into an NFT completed with a single click. The goal isn’t to chase higher APY, but to make “interest rates, tenors, and risks” clear on-chain for the first time.
Known rate. Known term. Known risk.
This isn’t storytelling—it’s the reason a traditional fixed-income practitioner chose to bring this onto the blockchain.
After the Aug 25 TGE, the real test begins.
Many people treat fixed interest rates as “an additional product option.”
But for @TermMax , it has never been a product—it’s an infrastructure.
Founder Jerry Li has worked in traditional finance for a long time. He previously served as Managing Director at Deutsche Bank, responsible for global emerging markets business, and for years he immersed himself in the most fundamental financial logic: fixed income, credit pricing, and asset-liability matching.
In his view, one of the reasons traditional finance can support large-scale capital is this: interest rates, tenors, and risks can be agreed upon and traded in advance. Without this shared language, long-term capital can hardly truly move in.
And over the past decade, DeFi has largely operated on floating interest rates—where rates can double overnight, borrowers can’t accurately calculate costs, and lenders can’t lock in yields. This system is well-suited for speculation, but it’s difficult to become genuine credit infrastructure.
So they built TermMax: they split fixed interest rates into three tokens, use Range Orders to make pricing more flexible, let idle capital keep working, and turn leverage into an NFT completed with a single click. The goal isn’t to chase higher APY, but to make “interest rates, tenors, and risks” clear on-chain for the first time.
Known rate. Known term. Known risk.
This isn’t storytelling—it’s the reason a traditional fixed-income practitioner chose to bring this onto the blockchain.
After the Aug 25 TGE, the real test begins.