#termmax @TermMax Reta experienced the current DeFi and felt that the biggest pain point is this: you never know what the interest rate will be tomorrow, and the returns are always uncertain. Why is that? Because DeFi interest rates are calculated based on supply and demand. Today the rate might be 8%, but tomorrow, as some funds withdraw, it could spike to 15%. With no buffer and no warning, you can only keep checking the specific rate every day—this also wastes a lot of Reta’s time. While Reta was fretting, they happened to come across TermMax, a product that claims its core is a fixed-rate lending protocol—exactly what Reta needed. This means the interest rate is fixed, so there’s no longer any need to worry about the rate constantly changing due to shifts in supply and demand, especially the pressure of sudden interest-rate spikes. As DeFi develops and financial assets can flow freely, it’s time to introduce fixed-rate lending. This will also make many DeFi users feel more at ease, while attracting them to stay and repeatedly borrow and lend, thereby drawing in even more user groups who want fixed-rate lending.
Reta got curious and opened the TermMax official website, connected their wallet, selected the commonly used BNB Chain, borrowed USDC using the ETH in their wallet, and entered the borrow interface. They chose a fixed-rate market, set the amount of ETH to lock, and the amount of USDC to borrow. Then they selected an acceptable interest rate—6%-8%—and submitted the order. After the order is matched, they receive the borrowed USDC. Throughout the entire borrowing period, the interest rate remains fixed; when it matures, you just repay. Reta thought the process was still quite simple. If you’re interested, you can log in to the TermMax official website or try the 𝗧𝗲𝗿𝗺𝗠𝗮𝘅 𝗔𝗽𝗽 𝗩𝟮~
In addition, TermMax’s token generation event will be held on August 25. At that time, rewards earned from XP, AP, and MP can be claimed in the TGE. Binance’s TermMax booster tasks are also live. You just need to follow, post on X, join Discord, and answer a few questions 1→2→1→3→1. Link your Binance wallet and you can participate! Participation requires 2 alpha points, and participating will deduct 2 points~
Reta got curious and opened the TermMax official website, connected their wallet, selected the commonly used BNB Chain, borrowed USDC using the ETH in their wallet, and entered the borrow interface. They chose a fixed-rate market, set the amount of ETH to lock, and the amount of USDC to borrow. Then they selected an acceptable interest rate—6%-8%—and submitted the order. After the order is matched, they receive the borrowed USDC. Throughout the entire borrowing period, the interest rate remains fixed; when it matures, you just repay. Reta thought the process was still quite simple. If you’re interested, you can log in to the TermMax official website or try the 𝗧𝗲𝗿𝗺𝗠𝗮𝘅 𝗔𝗽𝗽 𝗩𝟮~
In addition, TermMax’s token generation event will be held on August 25. At that time, rewards earned from XP, AP, and MP can be claimed in the TGE. Binance’s TermMax booster tasks are also live. You just need to follow, post on X, join Discord, and answer a few questions 1→2→1→3→1. Link your Binance wallet and you can participate! Participation requires 2 alpha points, and participating will deduct 2 points~