#termmax @TermMax Term Finance lets users lock in funding costs or earn fixed-rate returns using crypto-backed loans. Instead of variable rates that jump around, it uses on-chain auctions to set a transparent, market-clearing rate for both borrowers and lenders. This makes budgeting more predictable for DeFi users. 77ae

The platform's native token is *TERM*, with a total supply of 100,000,000. TERM holders can:
- *Vote on governance* proposals
- *Stake for rewards* and extra voting rights
- *Get fee discounts* and priority in auctions
- *Earn from protocol revenue* via governance decisions 77ae9eff

Term Finance also uses an "Independent Term Repo Locker" to isolate collateral by maturity, which reduces cybersecurity risk. It was listed on MEXC in March 2025 with launchpool rewards.