#termmax I’ve been checking out TermMax recently and feel that this project is worth taking a closer, more serious look.
The biggest problem with DeFi lending isn’t whether there’s yield, but that interest rates often change.
For example, today you see a good USDC lending rate. If you just deposit, and then market demand for capital shifts, the rate may be completely different. For users with larger capital, this kind of uncertainty is hard to tolerate.
At the start of the borrowing, borrowers already know how much financing cost they’ll have to pay in the future, and lenders can also know in advance how much principal and yield they’ll be able to recover at maturity.
This model is somewhat like moving traditional fixed-income products onto the blockchain.
TermMax currently covers multiple EVM networks, including Ethereum, Arbitrum, BNB Chain, Base, and Berachain. In addition to lending, the products are not limited to that—they also include Vaults, fixed-rate leveraged positions, and the Alpha product on BNB Chain.
What’s particularly worth paying attention to is that TermMax recently announced the TGE time for $TMX—August 25.
According to public information, the total supply of TMX is 1 billion tokens. Rewards such as XP, AP, and MP earned by participating in the TermMax ecosystem earlier will also be tied to the token allocation after the TGE.
In addition, TermMax’s official leaderboard currently also shows activities such as Binance W3W x TermMax and TermMax x Binance Booster.
So I think what’s truly worth observing now isn’t just how much $TMX might rise after it launches, but three things:
① After the TGE, how much of the token supply will actually be in circulation
② How XP/AP/MP will ultimately be allocated—whether there could be significant sell pressure
③ Whether TermMax’s fixed-rate lending business can continue to grow and sustain TVL
After all, for a DeFi project, no matter how good the data looks before TGE, it’s still more important to see whether it can retain funds after TGE.
Personally, I’m fairly optimistic about the fixed-rate lending category itself.
If TermMax can truly connect fixed income, lending, leverage, and structured products, then in the long run it may be more than just a simple lending protocol.
$TMX launches on August 25—next, the focus should be on the tokenomics model and the initial circulating supply.
Not blindly bullish—let’s look at the data clearly first.
#TMX #TermMax #DeFi #Binance
The biggest problem with DeFi lending isn’t whether there’s yield, but that interest rates often change.
For example, today you see a good USDC lending rate. If you just deposit, and then market demand for capital shifts, the rate may be completely different. For users with larger capital, this kind of uncertainty is hard to tolerate.
At the start of the borrowing, borrowers already know how much financing cost they’ll have to pay in the future, and lenders can also know in advance how much principal and yield they’ll be able to recover at maturity.
This model is somewhat like moving traditional fixed-income products onto the blockchain.
TermMax currently covers multiple EVM networks, including Ethereum, Arbitrum, BNB Chain, Base, and Berachain. In addition to lending, the products are not limited to that—they also include Vaults, fixed-rate leveraged positions, and the Alpha product on BNB Chain.
What’s particularly worth paying attention to is that TermMax recently announced the TGE time for $TMX—August 25.
According to public information, the total supply of TMX is 1 billion tokens. Rewards such as XP, AP, and MP earned by participating in the TermMax ecosystem earlier will also be tied to the token allocation after the TGE.
In addition, TermMax’s official leaderboard currently also shows activities such as Binance W3W x TermMax and TermMax x Binance Booster.
So I think what’s truly worth observing now isn’t just how much $TMX might rise after it launches, but three things:
① After the TGE, how much of the token supply will actually be in circulation
② How XP/AP/MP will ultimately be allocated—whether there could be significant sell pressure
③ Whether TermMax’s fixed-rate lending business can continue to grow and sustain TVL
After all, for a DeFi project, no matter how good the data looks before TGE, it’s still more important to see whether it can retain funds after TGE.
Personally, I’m fairly optimistic about the fixed-rate lending category itself.
If TermMax can truly connect fixed income, lending, leverage, and structured products, then in the long run it may be more than just a simple lending protocol.
$TMX launches on August 25—next, the focus should be on the tokenomics model and the initial circulating supply.
Not blindly bullish—let’s look at the data clearly first.
#TMX #TermMax #DeFi #Binance