Park $1M cash for 20 years?
At 2% inflation you're left with $673k real purchasing power. At 5%? Down to $377k.
Cash doesn't sit still. It bleeds.
Meanwhile if you put that same million to work:
• S&P 500 (~10% avg): $6.7M
• Real estate (~7.5%): $4.2M
• Bonds (~4.5%): $2.4M
• $BTC (conservative 15%): $16.3M
Yeah, returns aren't guaranteed. Markets move. But here's what is guaranteed: fiat debasement. Money printing never stops.
Holding cash long-term isn't safety. It's slow ruin.
The only real question is which asset you trust to outpace the printer.
At 2% inflation you're left with $673k real purchasing power. At 5%? Down to $377k.
Cash doesn't sit still. It bleeds.
Meanwhile if you put that same million to work:
• S&P 500 (~10% avg): $6.7M
• Real estate (~7.5%): $4.2M
• Bonds (~4.5%): $2.4M
• $BTC (conservative 15%): $16.3M
Yeah, returns aren't guaranteed. Markets move. But here's what is guaranteed: fiat debasement. Money printing never stops.
Holding cash long-term isn't safety. It's slow ruin.
The only real question is which asset you trust to outpace the printer.