Recently, I have been applying for a China Merchants Bank credit card and a Hong Kong bank card.
The process repeatedly requires filling in work information and social security information.

At first, I didn't think much of it.
Until I saw many comments saying that without a formal job, a credit card is simply impossible to obtain.

Only then did I realize that having a job is itself a plus.
It's not about the level of income, but whether you are recognized by the system as a stable sample.

The default premise of many processes is:
Having a unit, having social security, and having a verifiable path.

You don't necessarily have to work all the time,
But while you can still be recognized by the system,
It's better to pave the way you can early on; there will be more choices later.

Act early in everything.