#Ripple XRP — one of the most well-known digital payment assets, existing for almost 10 years now. However, with the approach of 2026, analysts doubt that its market capitalization will allow it to rise significantly in price. As XRP's market capitalization approaches the mark of 116 billion dollars, investors are rethinking the potential returns of the asset in the long term, as well as considering new competitors that are about to start their first utility cycle.
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Ripple (XRP)
The price of Ripple is about $1.90, and its market capitalization is approximately $117 billion. Previously, XRP attracted significant attention due to its integration with banking systems, speed of settlements, and regulatory transparency. This became one of the most significant initial spikes in the history of major altcoins and established XRP as one of the key financial assets in the payments sector.
The current situation seems to have changed. Currently, XRP is facing resistance in the range of $2.10-$2.30. The asset has attempted to break these levels several times, but without new catalysts, it has been unsuccessful. With such a huge valuation, analysts are predicting a sluggish and restrained dynamic in 2026 and 2027.
Even most long-term forecasts indicate that XRP will not grow more than 15-35% over the same period. Although this is a bearish trend, it is characterized by lower asymmetry and a later stage of development, when smaller tokens that have not yet fully revealed themselves start to appear in price.
