Key highlights
Binance VIP Wealth Management integrates yield products into a one-stop hub, including principal-protected earn products and on-chain yield products, so VIP users can enjoy higher yield rates on the Binance website and App.
Eligible users can enjoy VIP exclusive annualized interest rates and higher subscription limits across more than 20 tokens; annualized interest rates vary by token.
During the subscription period, assets remain held in custody by Binance and are subject to the applicable product terms and risk control measures.
If you hold a large balance on Binance, VIP Wealth Management helps you easily put idle assets to work by consolidating VIP exclusive interest rates and higher subscription limits in one place. The following will explain what VIP Wealth Management is, the VIP exclusive interest rates and limits you can unlock, and how eligible users can get started.
Important: Wealth management products may include redemption conditions, and returns vary by product. Before subscribing, be sure to review the applicable terms.
What is Binance VIP Wealth Management?
VIP wealth management is a dedicated wealth center built for Binance VIP users. It brings together VIP-exclusive income products, such as fixed-capital, earn-with-earnings products and on-chain income products, into a single secure space in the web version and the Binance App—making it easier for users to discover, compare, and subscribe to products.
What does Binance VIP Wealth Management offer?
Exclusive and secure VIP hub
VIP wealth management consolidates VIP-exclusive earning opportunities in one place, reducing the need for users to switch between multiple wealth management pages. It is protected by Binance’s industry-leading security safeguards: certified with SOC 2 Type 2 and SOC 1 Type 1, compliant with the ISO 27001 standard, and regulated by ADGM’s FSRA, including recognized custodial entities. During the subscription period, assets remain custodied by Binance and are subject to the applicable product terms and risk control measures.
Advantages of Binance VIP Wealth Management
Eligible VIP users can enjoy an annualized interest rate up to 20% higher than retail wealth management, with subscription limits up to 10x across more than 20 popular tokens, including BTC, ETH, USDT, BNB, and more. These tokens account for approximately 80% of the total crypto market capitalization. The annualized interest rate varies by token, lock-up period, and product availability.
To view the full list of supported tokens, lock-up periods, interest rates, and limits, go to VIP wealth management.
For traders who operate via codes rather than the App or website, VIP wealth management also supports SAPI (Spot API) endpoints, allowing users to manage their wealth management positions programmatically within their existing trading workflows.
Who can use Binance VIP Wealth Management?
Binance VIP 1 to VIP 9 users are automatically eligible for VIP wealth management and do not need additional registration. VIP-exclusive products will be marked with a VIP tag in the wealth management list, search results, and portfolio views, making them easy for users to identify at a glance. Non-VIP users can also explore VIP wealth management in read-only mode and preview VIP-exclusive interest rates and limits before becoming eligible.
How to use VIP Wealth Management?
Log in to the Binance website or Binance App
Go to [Wealth Management] → [VIP Wealth Management]
Browse products by token, annualized interest rate, and lock-up period
Select a product, review the terms, and subscribe.
Your VIP level is updated daily at 16:00 (UTC+8) according to the applicable requirements.
Summary
With Binance VIP wealth management, your assets can work harder on Binance. VIP wealth management consolidates higher annualized interest rates and larger limits for more than 20 tokens into a single view—helping you turn idle balances into higher capital efficiency. Start using VIP wealth management now.
Further Reading
What is the Binance VIP Program? Benefits, Tiers, and How to Join
Beginner’s Guide to Binance “Earn with Fixed-Capital, Keep Your Funds”—Time Deposit Savings Products
Binance Launches Institutional Trading Management Tool: the First Crypto Exchange Solution Built Specifically for Trading Technology Service Providers
Disclaimer: Digital asset prices are subject to volatility. The value of your investment may fluctuate and you may lose the amount invested. You are solely responsible for your investment decisions, and Binance is not responsible for any losses that may arise. The annualized interest rate calculation is an estimated value of the digital asset rewards you would receive over your selected time range. It does not display any actual or predicted annualized interest rate in any legal tender. The annualized interest rate is adjusted daily, and the estimated earnings may differ from the actual earnings generated. This article should not be considered financial advice. For details, please refer to Binance’s Terms of Use and Risk Warning.
Explore the products, interest rates, and limits available in VIP wealth management: [Main link]