This is a general announcement, and the products and services mentioned here may not be applicable in your region.

Dear user:

Binance officially launches the first phase of the Binance VIP Return Program, designed specifically for eligible historical Binance VIP users. Eligible participants will restore their highest historical VIP level from 2025, unlocking exclusive rights and rewards worth millions of dollars.

Application period: from 22:00 on January 20, 2026 to 07:59 on February 3, 2026 (UTC+8)

About the Binance VIP Return Program:

During the application period, eligible historical Binance VIP users who successfully submit the application form will receive:

• VIP level restoration

  • Restore your highest historical VIP level achieved in 2025, with trading fee discounts of up to 80% for a period of 30 days.

• Exclusive reward choice

  • Please select one reward in the application form:

    • Additional 1% annualized yield on designated Binance Wealth Management assets (BFUSD, RWUSD, BNSOL, or WBETH) for a period of 30 days, with a maximum subscription limit of equivalent $1,000,000

    • USDC full margin leveraged borrowing, with a maximum limit of 1,000,000 USDC interest-free for a period of 30 days

• VIP exclusive reward pool worth up to $1,000,000 equivalent in BNB

  • Rewards will be distributed to eligible trading VIP 3 and above users within the next three months. Non-trading VIP users are not eligible for this reward. For details, please contact your dedicated VIP account manager.

Participation requirements:

Users participating in this event must be registered and meet all of the following conditions:

• Users who reached Binance VIP 2 to VIP 9 at any time in 2025 and have not met the trading volume, holding volume, borrowing volume, and investment subscription volume requirements for VIP 1 as of 07:59 on January 19, 2026 (UTC+8) will be considered regular users.

• Market makers and users participating in referral programs are not eligible for this event.

Review process and reward rules:

• After submitting the application form, the Binance VIP team will review the user's eligibility.

• Once approved, eligible users will restore their highest historical VIP level within three working days from the application date (UTC timezone).

• All event rewards will be calculated based on the VIP level restored by the user.

• All rewards, including an additional 1% annualized yield on Binance Wealth Management and interest rewards, will be airdropped to the user's spot account in the form of USDC, with a distribution deadline of 07:59 on March 28, 2026 (UTC+8).

• The specific rules for 'Exclusive Reward Choice' are as follows, and the reward content will be determined based on the user's restored VIP level:

Please note: The additional 1% annualized yield bonus is only applicable to the following designated assets: BFUSD, RWUSD, BNSOL, and WBETH.

Welcome back to Binance VIP, enjoy the exclusive rights tailored for your VIP restoration.

Terms and conditions:

• Only verified users from eligible regions who fill out the application form during the application period are eligible for rewards.

• Only those who have reached VIP 2 to VIP 9 levels at any time in 2025, and have not met the trading volume, holding volume, borrowing volume, and investment subscription volume requirements for VIP 1 as of 07:59 on January 19, 2026 (UTC+8), and successfully registered for this event during the designated application period are eligible to receive rewards. Sub-accounts are not eligible to participate in this event.

• Market makers and users participating in any referral programs are not eligible for this event.

• Eligible users will restore their historical VIP level within three working days after submitting the application, with a restoration period of 30 days.

• Additional 1% annualized yield bonus:

  • The additional 1% annualized yield bonus is only applicable to the following designated assets: BFUSD, RWUSD, BNSOL, and WBETH;

  • Terms and conditions related to Binance Wealth Management and BFUSD, RWUSD, BNSOL, WBETH apply;

  • Only the net subscription amounts of new BFUSD, RWUSD, BNSOL, and WBETH generated within the 30-day reward calculation period can enjoy the 1% annualized yield bonus;

  • The upper limit for reward calculation applies to the combined total value of BFUSD, RWUSD, BNSOL, and WBETH in the parent account. Assets in sub-accounts are not included in the calculation. For example, if the subscription limit is $1,000,000 and the combined total value as of February 6, 2026, is $1,001,000, the reward will be calculated based on $1,000,000. The reward calculation for that day: $1,000,000 × 1% × 1/365 = 27.39 USDC;

  • Binance will take multiple random snapshots of the parent account's BFUSD, RWUSD, BNSOL, and WBETH balances during the reward calculation period and calculate rewards daily. The cumulative rewards for 30 days will be distributed to the parent account's spot account in USDC before 07:59 on March 28, 2026 (UTC+8);

  • Rewards will be distributed in USDC. The rewards for BNSOL and WBETH will be calculated based on the daily closing price, and the rewards for BFUSD and RWUSD will be converted to USDC rewards at a 1:1 exchange rate;

  • If Binance detects that a user is selling BNSOL or WBETH on the spot market solely to obtain the additional 1% annualized yield bonus or any suspicious behavior, that VIP user will lose eligibility for the reward.

• USDC full margin leveraged borrowing with no interest:

  • Only newly generated USDC full margin leveraged borrowing can enjoy the no-interest leveraged borrowing benefit.

  • Eligible users can enjoy USDC full margin leveraged no-interest borrowing within the limit corresponding to their restored VIP level, with specific limits as listed in the table above. The actual repayment amount will be calculated based on the actual interest expenses incurred by the user during the 30-day period and will always be subject to the repayment limit corresponding to the restored VIP level.

  • For the no-interest leveraged borrowing quota, users must first pay the interest payable generated by the USDC full margin leveraged borrowing. After the 30-day period ends, Binance will refund the interest paid during that period to the user in USDC, with the refund amount not exceeding the limit corresponding to their restored VIP level. Interest exceeding the VIP level limit and/or interest incurred after 30 days from the initiation of USDC full margin leveraged borrowing will not be refunded.

  • No-interest leveraged interest refunds are only applicable to newly generated USDC full margin leveraged borrowing and do not apply to any existing borrowing.

  • For more information, please refer to our terms of use and risk warning.

• Eligible VIP 3 and above users have the opportunity to receive additional rewards from the exclusive VIP reward pool worth up to $1,000,000 in equivalent BNB. Qualification, participation rules, and reward distribution methods are subject to the terms confirmed by the user's dedicated VIP account manager. This reward is calculated separately from the standard rights of this event.

• Any account migration, multi-account operations, or any form of abuse or fraudulent behavior to obtain rewards is strictly prohibited. Binance reserves the right to audit all reward distributions and unilaterally cancel user eligibility or reclaim rewards.

• These terms ('Activity Terms') govern user participation in this event ('Activity'). Participation in this activity implies that users agree to comply with these activity terms, as well as the following additional terms: (a) Binance Reward Promotion Terms; (b) Binance Terms of Use; (c) Binance Privacy Policy; the above terms are incorporated into these activity terms by reference.

• Binance reserves the right to immediately cancel the eligibility of any participant who shows signs of fraud (e.g., self-dealing, bulk account registrations, self-trading, market manipulation, etc.).

• Binance reserves the right to cancel the eligibility of any participant who alters Binance activity program code or interferes with the normal operation of the Binance activity program through other software.

• Binance reserves the right to decide and/or modify these terms and conditions, eligibility criteria, selection and quantity of winners, and implementation timelines for important reasons, including but not limited to:

  • Changes in relevant laws or policies;

  • Legal obligations or decisions of ordinary courts or public administrative bodies;

  • Anti-money laundering or anti-terrorism financing regulations;

  • Technical issues beyond our control;

  • The necessity to protect users from potential losses;

  • The necessity to protect Binance's reputation from damage.

• There may be differences between the original English announcement and the translated version. In case of any discrepancies, please refer to the original English version for the most up-to-date or accurate information.

Thank you for your support of Binance!

Binance Team

January 20, 2026

Note: This announcement was updated on January 21, 2026, and January 26, 2026, to clarify the eligibility conditions for participants.