PayPal already has an overseas collection account → Complete process summary for individual sellers in China (2026 version)

Prerequisites:

1. Already have a PayPal international/overseas collection account (email has registered for overseas collection and payment services)
2. Identity as an individual in China

Access PayPal international website / PayPal China website on computer or mobile

Step 1: Do not re-register, log in directly

Open international login:
paypal.com/signin
(Do not directly register a new account on paypal.cn)
Log in to your account
If you forget your password, click “Forgot Password” to reset
Ensure you can smoothly access the account homepage

The prompt “This email has been used to register for PayPal overseas collection and payment services” is normal, not an error

Step 2: Select the “Transfer to China” entry

After logging in, if you see two options:
Collection and Payment
Transfer to China ✅ Select “Transfer to China”

Reason:

“Collection and Payment” only uses the original overseas collection function

“Transfer to China” will:
Activate individual seller identity in China
Support RMB withdrawals
Be compliant and legal

Step 3: Identity verification & information supplement

Complete the following as prompted:

Identity information verification
Identity card number
Facial recognition

Bind domestic bank card
For RMB settlement and withdrawals

Fill in the store/content link (required but optional type)
Have an independent site: fill in the independent site link
No independent site: fill in social platform/content platform homepage (Twitter, Gumroad, Patreon, YouTube, Bilibili, etc.)
The link must be real and accessible, and consistent with the purpose of collection

Step 4: Review

The system will review your information
Fastest half an hour, slowest 1–2 working days

After the review is approved, your account status will change to:
Individual seller in China
Can receive global payments
Can directly withdraw RMB to domestic bank card
Fully compliant, no need for foreign exchange declaration

Step 5: Usage advice (new account nurturing)

New account is advised to collect no more than $5,000 in the first month

Small amounts collected multiple times → account is more stable

Can gradually open more collection methods (links, QR codes, buttons, online bills, etc.)