This is a general announcement. The products and services mentioned here may not be available in your region. Terms and conditions apply.

Dear users:

Binance Wealth Launches U Wealth Demand Deposit Product Activity, Enhancing Rewards for U Holders! During the event period, users who subscribe to the U Wealth Demand Deposit product can enjoy up to 8% annualized yield, including exclusive tiered annualized yield and real-time annualized yield.

How to participate

• Event period: from 2026-08-02 08:00:00 to 2026-08-16 07:59:59 (UTC+8)

• How to participate: Complete the subscription according to the terms below on a first-come, first-served basis

• Interest distribution:

  • Tier rewards: Distributed daily to users’ spot accounts. The first reward will be distributed on the next day after accumulation begins (i.e., subscription date + 2 days);

  • Real-time annualized return: Accumulated directly to the user’s savings account every minute.

Product list

How to subscribe to U Wealth:

• Step 1: You can purchase U via the 【Buy Crypto】 page. Visa and Mastercard cards, Google Pay, Apple Pay, and various payment methods including account balances are supported. You can also top up U directly to your Binance account;

• Step 2: Click 【Savings/Lending】, and search for U;

• Step 3: Choose flexible savings, subscribe to the flexible-savings U product, and you can start earning the annualized return.

Terms and Conditions:

• By participating in the above promotion, you agree to be bound by these Terms (the “Promotion Terms”). Participation in this promotion means that you agree to the promotion terms and the following additional terms: (a) Binance Rewards Promotion Terms; (b) Binance Terms of Use; and (c) Binance Privacy Policy. All of the above additional terms are incorporated into these Terms;

• If there is any ambiguity or conflict between these Promotion Terms and any other combined terms, these Promotion Terms shall prevail. Otherwise, the following order of priority shall apply: (a) Binance Rewards Promotion Terms; (b) Binance Terms of Use; (c) Binance Privacy Policy;

• Only users who complete identity verification during the promotion period can receive the rewards for this promotion. This promotion is limited to the master account only; sub-accounts cannot receive rewards. The products/features mentioned in this promotion may not be available in certain regions. Users should independently understand and comply with applicable laws and regulations in their countries/regions;

• The adjusted annualized return for Binance savings products may be published on the platform from time to time. Before subscribing to any product on the Binance savings platform, please refer to the savings platform Terms of Use and risk warnings;

• Rewards:

  • The real-time annualized return changes every minute. For more accurate information, please refer to the product page. Real-time annualized return rewards are accumulated directly to the user’s savings account every minute;

  • Tier rewards are additional rewards provided on top of the real-time annualized return. After subscription, tier reward accumulation starts from 08:00 the next day (GMT+8) based on a snapshot of the day’s flexible-savings products already subscribed. The system will take a random snapshot daily between 08:00:00 and 07:59:59 the next day (GMT+8). Then, between 08:00 and 16:00 the next day (GMT+8), the accumulated rewards will be distributed to users’ spot accounts;

    • Any redemption of flexible-savings products between 08:00 each day (GMT+8) and 08:00 the next day (GMT+8) will cause the daily tier annualized return reward accumulation to be terminated;

    • When redeeming flexible-savings products, the system will prioritize assets with accumulated rewards. You can view the reward history in Savings History;

    • Tier rewards are calculated based on the subscription quantity and are subject to limits for each digital asset. For more detailed information, please refer to the FAQs.

  • During the promotion period, all users who hold U flexible-savings products can simultaneously receive both real-time annualized return rewards and tier rewards. After the promotion ends, users can only receive real-time annualized return rewards;

• The real-time annualized return and the additional tiered annualized return sources come from Binance’s own funds. The distribution amount will be determined based on Binance’s assessment and evaluation of the current market conditions;

• There is an upper limit on the personal subscription quantity during the promotion period. Once the limit is reached, users will not be able to continue subscribing.

• If a large number of redemption requests occur at the same time, redemption may be temporarily delayed, and the redemption operation will be completed after liquidity is restored;

• Users can view flexible-savings assets via Assets > Savings account;

• Time required for flexible-savings product redemption: Instant;

• To avoid ambiguity, unless otherwise stated, the “U” mentioned above is not a direct abbreviation for the legal currency “U.S. dollar”;

• Binance reserves the right to cancel the participation qualification of any participant who tamper(s) with Binance program code or uses other software to interfere with the operation of Binance program code;

• Binance reserves the right to immediately cancel the participation qualification of any participant who engages in fraudulent behavior or otherwise does not comply with any applicable terms and conditions;

• Binance reserves the right to cancel or modify the promotion or the promotion rules at its sole discretion;

• The Binance Rewards Promotion Terms and Conditions apply to this promotion;

• There may be differences between the original English announcement and the translated versions. If there are any differences, please refer to the original English version to obtain the latest or most accurate information.

Thank you for your support of Binance!

Binance Team

2026-07-31