If you are a Binance user and are interested in investing in US stocks (US Stocks), you may have noticed that Binance currently offers two options for you to use:
✅ Stocks
✅ bStocks
Many people wonder... Is it the same? Which one is better to buy? Which one can yield profits? Which one can be traded 24 hours a day? Which one can be used in DeFi?
This article will explain in an easy-to-understand way so you can choose products that suit your investment goals. First of all...
What are Stocks?
Stocks are investments in real company shares, such as: Apple, NVIDIA, Tesla, Microsoft, Amazon, Meta, Google, Coca-Cola
When you buy Stocks through Binance, you will receive investment in stocks through the Binance-arranged infrastructure, making it easier to access the US stock market.
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What is bStocks?
bStocks are simply Tokenized Securities, basically bringing real stocks onto the Blockchain. Each bStock is backed by real shares in a 1:1 ratio that are held and managed by a regulated custodian. Users who are eligible can convert between Stocks and bStocks at a 1:1 ratio with no fees.
That means
1 bTSLAB = references 1 Tesla share
1 NVDAB = references 1 NVIDIA share
But in Token form on BNB Chain.
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Comparison between Stocks vs. bStocks
Custody model
Stocks
Managed in a traditional stock system
Suitable for people who want to invest in familiar stocks
bStocks
A BEP-20 Token
On the Blockchain
Can transfer to a supported wallet and hold it yourself (Self-custody).
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Trading time
Stocks
✅ Trade during stock market opening hours
bStocks
✅ Buy and sell for 24 hours
✅ 7 days per week
✅ No need to wait for the market to open.
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Settlement
Stocks have settlement steps in the traditional market process.
bStocks transfers and settlement can happen much faster, typically within minutes on the Blockchain.
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Custody
Stocks Binance manages the custody for you.
Your bStocks can
✅ Hold on Binance or
✅ Transfer to Binance Wallet
✅ Trust Wallet
✅ Wallet supporting BNB Chain
Let you manage your assets yourself.
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DeFi-powered on-chain finance (Decentralized Finance)
Stocks
❌ Cannot be used in DeFi
bStocks
✅ Can be used in the BNB Chain and DeFi Ecosystem that supports, such as using them as collateral or using them in various supported protocols.
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Dividends
Many people ask: Do bStocks provide dividends?
The answer is... yes, you can.
Dividend payments and Corporate Actions such as Stock Split are processed through the bStocks system to reflect the economic benefit of the referenced shares.
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Start investing in both Stocks and bStocks that support Fractional Shares investing. No need to buy a full 1 share. Start from an investment budget of around US$5, subject to products and the supported terms.
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Simple summary
Choose Stocks if...
✅ Want to invest in traditional stocks
✅ Not interested in Blockchain or DeFi
✅ Want to experience trading like a stock broker
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Choose bStocks if...
✅ Want to buy and sell 24/7
✅ Want to hold assets by yourself
✅ Want to use assets in DeFi
✅ Want to combine TradFi and Web3 investing
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Personal opinion
Having both Stocks and bStocks on Binance is a great option because each user has different goals. If you are a general investor, starting with Stocks may be a familiar choice. However, if you believe in the future of Tokenization and want your assets to be transferable and usable in Web3, bStocks is an interesting option. In the end, there is no single answer of ""better"" for everyone — what matters is choosing what aligns with your goals, understanding, and risk tolerance.
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📚 Learn more
• Binance Stocks: Binance Stocks
• Binance bStocks: Introducing bStocks
#BinanceStocks #bStocks #TokenizedStocks #RWA #DeFi
⚠️ Warning: Investing in stocks, digital assets, and Tokenized Securities involves risk. You should study the information, understand the products, and consider your own ability to bear risk before investing.