Institutional finance based on blockchain has always had the same problem: first the transaction is settled and then compliance is verified. If the counterparty is not who they claim to be, it’s discovered afterward. Every reconciliation process, every post-transaction compliance check, and every remediation workflow exists because the infrastructure doesn’t work correctly.
Zilliqa has been designed to change that at the infrastructure level.
The mediation layer performs verification before a transaction is settled, confirming that both
Parts are authorized to operate in any settlement chain or channel. Compliance applies before settlement; it is not reconciled afterwards. Credential verification is performed first. Everything else is executed next.
Today we publish the roadmap showing how we will build that infrastructure from the second quarter of 2026 through mid-2027, in four phases.
Phase 01 — Credentials infrastructure in operation
The settlement network goes live. It
publishes the architecture specification for the mediation layer. The first public report on ZIL’s economics lays the groundwork.
Phase 02 — First regulated flows in operation
Actual transactions are processed through the mediation layer in production. Volume, latency, and revenue data are published—the first undeniable proof that the architecture works at large scale.
Phase 03 — Cross-chain and cross-jurisdiction
Settlement with credential verification goes beyond a single chain and a single jurisdiction.
The mediation model is no longer single-chain.
Phase 04 — The proven model
Revenues exceed the grants—audited and published. The virtuous cycle is public,
not a projection.
One rule governs each milestone: no claim without concrete results to back it up.
The roadmap sets the direction. Each phase publishes the evidence.

