Let me briefly explain to you how to view this news. First of all, we need to understand a term, what does raising interest rates mean? Raising interest rates means raising interest rates. What is the purpose of raising interest rates? There are the following points: keep consuming, reduce inflation, encourage deposits, and reduce the currency circulation rate.

Once the bank raises the interest rate, then for those who want to borrow money, for example, the bank's interest rate is 5% this year, but now it has increased, many people see the interest rate becoming higher and are unwilling to take out a loan. What will happen to the loan? Generally speaking, the money will be loaned out in various forms and then consumed in the market. If the interest rate increases and many people are unwilling to take out loans, then the demand for consumption will decrease, which will inhibit consumption. effect. For depositors, banks have raised interest rates, and many people have a demand for deposits. Because interest rates were low before, they want to invest their funds in other products, invest in some funds, and obtain some annualized returns to fight against currency. Expansion, but once the bank raises the interest rate, the bank's business will be easy to do. If you deposit the money in the bank, you will get interest, and the business will make a profit without losing money. Logically speaking, the public will have a demand for deposits. With the demand for deposits, less money will be spent, so it also plays a role in inhibiting consumption. If less is consumed, the circulation of money in the natural market will decrease, which means that most of the funds are locked up. In the banking market, less funds are actually used for transactions. This is a disguised deflation mechanism. #美联储