Recently, I've seen a lot of questions about withdrawals, so I simply wrote down the small withdrawal process that just worked today, to provide a reference for brothers still looking for a way.
I am currently using SafePal Fiat24 'U Card' — essentially an independent IBAN account from a Swiss bank, not the traditional 'U Card', it allows direct transfers externally and can also receive international remittances.
Currently 0 yuan to open an account, 0 recharge fee, both deposits and withdrawals can be directly transferred to domestic savings accounts, plus a free hardware wallet, which means minimizing costs to the floor.
Why choose it?
SafePay is incubated by Binance, with 0 incidents for 7 consecutive years. It is a true bank service with an independent Swiss bank account (IBAN), allowing for external transfers and accepting international remittances. It supports WeChat, Alipay, and Apple Pay for daily consumption.
Compared to the recently popular BG Meow card, the advantages of SafePay are quite obvious (you can see the specific comparison in the picture below).
Card activation and withdrawal tutorial
Registration link: https://www.safepal.com/bank/register?referral=818551
① Card activation
You need to prepare your ID card or passport to activate a Swiss (Fiat24) bank account in the SafePal App as prompted.
② Recharge
Switch to Bank→Recharge (RMB/Euro/US Dollar/Swiss Franc) on the SafePal App homepage.
There is a cashback activity now, the recharge fee displayed on the page will be refunded in full.
③ Daily spending
Bind the SafePal card number to WeChat/Alipay/Apple Pay, and use it for daily expenses such as ordering takeout, taking a taxi, and shopping, with real-time settlement and full official subsidy for the first 666 U exchange losses in RMB.
④ Withdrawal (Key Point)
Bank→(Transfer EUR to other banks) Transfer→External transfer→Add domestic bank card (ICBC, CMB are both fine)→Enter the amount in EUR→Confirm.
Regardless of the amount, the fixed handling fee is 5 EUR, which is more suitable for large amounts.
The first time I only tried 20 EUR, after a deduction of 5 euros, I received 14.99 EUR.
Suggestion: For your first withdrawal, consider trying a small amount first to see how it goes; once you receive it normally, then proceed with a larger withdrawal.
Recently compared with other U cards, currently SafePal has the highest cost-effectiveness and security for withdrawals and usage.👇🏻
- 0 card activation fee, 0 recharge fee, 0 monthly rental.
- Currently, all exchange losses for the first 666 U in RMB consumption are fully compensated.
- Register with the invitation code【818551】to receive a SafePal X1 hardware wallet worth $69.99 (Open SafePal App→Bank→Top right corner Gift→Claim).
Domestic regulations will only become tighter, and C2C is also increasingly high. As the demand for withdrawals increases, the threshold may be raised in the future, and U card withdrawals are limited.
