XRP is widely used by Japanese banks, but it doesn't impact the prices because they buy and sell quickly, so there's no effect on the market. XRP is sliding downhill, and to make matters worse, these guys dump 1 billion coins into the market every month, pushing the price down. Investors are dreaming it could hit $$ 5, $$ 10, or even $20. But what we see is it dying a little more each day. When it jumps up 15%, people start hyping it, saying the coin is going to the moon. The next day, it drops 20% - it's like Elon Musk's rocket! It goes up a bit and then reverses right back down, lol. Today, I'm more hopeful about LUNC reaching $$ 1 one day than expecting anything from XRP.