Ripple is quietly building a competitor to JP Morgan.
$XRP
According to Gilbertie, Ripple's long-term strategy has been clearly revealed. He believes that the company is on track to become a formidable competitor to JP Morgan once it is granted banking operation licenses. With strong capital, disciplined leadership, and a network of former Ripple employees still actively engaged in the broader ecosystem, Gilbertie stated that Ripple operates like a "machine".

In his view, the Ripple team is very creative, works closely together, and continuously expands the XRP ecosystem, even as each individual takes different directions. That’s why he feels Ripple is "at the center of the universe" in the context of the ever-evolving digital asset landscape.

He expects Ripple Bank in the future, supported by clear regulations in the United States, to unleash the next wave of significant growth for XRP, not just new applications or tools for developers.