The institution updates control procedures for operations that utilize balances in crypto on global use cards.
(Photo/Rep.)
The Central Bank of Brazil (BCB) published a new normative instruction on Tuesday (19), a new rule that alters the procedures for passing data about the use of cryptocurrencies in the exchange market, including in cards issued by companies in the sector.
The authority focuses on international transfers and payments outside the country. Several changes affect companies that offer financial services with crypto assets to clients.
In this way, the government body updates the wording of the norm from the previous year. The central objective involves controlling the loading and unloading of balances on international cards.
Constant monitoring by the financial regulator.
Instruction No. 736/2026 replaces specific sections of the norm 693 from December 2025. Consequently, the measure addresses the use of other electronic payment methods with global reach.
Cryptocurrency users use cards with digital balances for travel and routine purchases abroad. Many exchanges convert the balance to complete the purchase in fiat currency.
The regulator demands clarity in the registration of all these conversions and financial remittances. Companies in the sector must adjust their reports to comply with legal requirements.
Changes for companies in the sector that issue crypto cards for clients.
The growth of bitcoin has driven the adoption of cards linked to exchange accounts. Transactions beyond national borders require a thoroughly updated regulatory framework.
Thus, the rules aim to avoid information gaps in the financial flow. The data provided helps in accurately mapping the currency exchange transactions carried out by Brazilians.
The currency control represents a traditional function of the national supervisory body, which has increased monitoring over cryptocurrency exchanges in recent months. Various integrations with new technologies require frequent adjustments to the existing laws.
Rules for international remittances with cryptocurrencies.
Kathleen Krause serves as the head of the Prudential and Currency Regulation Department of the body. The director signs the official document together with André Maurício Trindade da Rocha.
Rocha coordinates the Financial System Monitoring Department of the institution. The managers base their decision on previous resolutions regarding the transfer ecosystem.
The text of the new guideline modifies the information requirements sent to the regulator. Service providers need to detail the flow of remittances made with crypto assets.