In the rapidly evolving DeFi world, capital efficiency often determines the long-term competitiveness of protocols. Morpho's P2P matching logic allows lending rates to more directly reflect market supply and demand, rather than relying on pooled rate averages. @morpholabs enables the protocol to dynamically switch between P2P and pooled models, combining efficiency and security. $MORPHO is redefining the underlying architecture of decentralized finance, making capital flow more transparent and smarter. #MORPHO