$XRP Price Could Hit Double-Digits by End of Trump Term as Clarity Act Clears Final Hurdle, Experts Say
last-minute compromise between the White House, U.S. banks, and crypto firms over stablecoin yield rules has dramatically improved the odds of the Clarity Act becoming law this year, a development that analysts say could be the most consequential regulatory moment in digital asset history.
Prediction market Polymarket now prices the bill’s passage at 72%, up from 63% just one week ago, after negotiators resolved a months-long standoff over whether stablecoin holders should be allowed to earn interest on their holdings.
The Stablecoin Standoff, Solved
Banks had fiercely resisted provisions that would allow retail customers to earn 4% to 5% annual yields on stablecoins, fearing it would drain deposits from the traditional banking system. Under the tentative deal, crypto firms will be prohibited from using terms such as “interest” or “yield” for stablecoin rewards, limiting but not eliminating the returns available to holders.
Patrick Witt, executive director of the White House Crypto Council, called it “a major milestone,” crediting Senators Tom Tillis and Tim Scott for bridging the partisan divide. Ripple CEO Brad Garlinghouse had previously put the odds of passage by end of April at 90%.
“Watch April very closely,” one Washington policy analyst wrote this week. “The path just opened.”
What It Means for XRP
Senator Cynthia Lumis, one of the bill’s most vocal champions, framed the Clarity Act as central to Trump’s stated ambition of making the United States the global capital of digital assets.
For XRP specifically, the stakes are substantial. The CFTC and SEC this week jointly indicated that XRP, Chainlink, and similar tokens would be classified as digital commodities rather than securities, a designation that removes a significant legal barrier to institutional adoption.
$XRP
last-minute compromise between the White House, U.S. banks, and crypto firms over stablecoin yield rules has dramatically improved the odds of the Clarity Act becoming law this year, a development that analysts say could be the most consequential regulatory moment in digital asset history.
Prediction market Polymarket now prices the bill’s passage at 72%, up from 63% just one week ago, after negotiators resolved a months-long standoff over whether stablecoin holders should be allowed to earn interest on their holdings.
The Stablecoin Standoff, Solved
Banks had fiercely resisted provisions that would allow retail customers to earn 4% to 5% annual yields on stablecoins, fearing it would drain deposits from the traditional banking system. Under the tentative deal, crypto firms will be prohibited from using terms such as “interest” or “yield” for stablecoin rewards, limiting but not eliminating the returns available to holders.
Patrick Witt, executive director of the White House Crypto Council, called it “a major milestone,” crediting Senators Tom Tillis and Tim Scott for bridging the partisan divide. Ripple CEO Brad Garlinghouse had previously put the odds of passage by end of April at 90%.
“Watch April very closely,” one Washington policy analyst wrote this week. “The path just opened.”
What It Means for XRP
Senator Cynthia Lumis, one of the bill’s most vocal champions, framed the Clarity Act as central to Trump’s stated ambition of making the United States the global capital of digital assets.
For XRP specifically, the stakes are substantial. The CFTC and SEC this week jointly indicated that XRP, Chainlink, and similar tokens would be classified as digital commodities rather than securities, a designation that removes a significant legal barrier to institutional adoption.
$XRP