Stop just focusing on L1/L2! This is the most violent growth point of this round of the bull market, with exclusive configuration strategies.
Friends often ask me: 'How should we invest in this round of the bull market? It feels like the old L1s are stagnant, and there are too many new public offerings to keep track of.'
My answer is simple: If L1/L2 is compared to a well-connected 'road', then what determines the speed of your wealth growth is what 'car' is running on the road.
In 2026, if you are still struggling with which 'road' to buy, you may have missed the core 'money printer' of this round of the bull market. Today, we won't talk about the vague, but deeply analyze two super tracks that are reshaping the crypto landscape: RWA (Real World Assets) and AI Agents.
🏛️ I. RWA: Turn your wallet into a 'miniature Wall Street'
What is RWA? Simply put, it is the tokenization of real-world assets—U.S. Treasury bonds, properties in Manhattan, New York, or even a painting by Picasso—moving them onto the blockchain. This allows anyone in the world, as long as they have the internet, to invest in these top-tier assets just like trading cryptocurrencies.
Why is 2026 the year of RWA's explosion? The core lies in the 'arbitrage space' being thoroughly opened. When the on-chain financial products struggle with fluctuating yields, U.S. Treasury bonds offer a risk-free return of 4-5%. RWA projects perfectly act as this bridge. Now, you don’t need a U.S. green card, and you don’t need to open an account on Wall Street; all you need is a crypto wallet to hold 'digital U.S. Treasury bonds' on-chain and steadily earn interest.
🔥 Core Investment Target:
· Compliance leaders: $ONDO. These two projects have become synonymous with compliant RWA. They are backed by top investment banks and market makers, following a 'regular army' route. When the Damocles sword of regulation falls, compliance is the biggest moat. · 'BlackRock Effect': This is a signal you cannot ignore. The world's largest asset management company, BlackRock, is gradually moving the trillions of dollars it manages onto the blockchain. The entry of giants not only serves as endorsement but also brings massive liquidity and imagination to the entire track.
📈 Investment Logic: RWA is the 'interest harvester' for conservative investors. It is the 'ballast' in your asset portfolio, suitable for large fund allocations, allowing you to enjoy the meat in a bull market while sleeping soundly.
🤖 II. AI Agents: The 'Native Workers' of the Web3 World
If RWA brings reality into the crypto world, then AI Agents are the 'native productivity' birthed by the crypto world itself.
What is an AI Agent? It is no longer the simple robot that chats with you. The AI Agent of 2026 is an autonomous entity with an independent crypto wallet, capable of trading on-chain autonomously, and even issuing its own tokens. It is a 'digital employee' that works for you 24/7.
Why is it 'crypto-native'? AI requires computing power, data, and more importantly, transparent and efficient payment methods to perform complex on-chain operations. Decentralized blockchain is the only fertile ground for nurturing these autonomous AIs.
🔥 Core Investment Target:
· 'Water Sellers': $FET / TAO. When everyone is panning for gold, those selling shovels and water make the most money. They are infrastructure projects providing decentralized computing power for AI, serving as the cornerstone of the prosperity of the entire AI track. · AI Agent Protocols: This is where the real imagination lies. Some emerging protocols are deploying flocks of AI Agents on high-performance chains like Base and Solana. They can automatically discover small price discrepancies between DEXs for high-frequency arbitrage; they can also analyze on-chain data to push you the most accurate trading timing. In the future, your investment assistant might just be an AI Agent.
📈 Investment Logic: AI Agents are the 'explosive engine' for aggressive investors. We need to find projects that can solve real problems and possess 'productivity'. They may have huge bubbles, but once you hit the mark, the returns will be exponential.
📊 2026 Practical Guide: Understand How to Invest in One Chart
(It is recommended to create a clear three-column comparison table here)
Track | Suitable Groups | Core Logic | One-Sentence Summary | Risk Warning RWA | Conservative, Large Funds | Benefit from compliance dividends and earn stable returns from real assets like U.S. Treasury bonds (4-7%). | Stable happiness, asset ballast | Sudden changes in regulatory policies; risk of off-chain asset liquidation. AI Agents | Aggressive, Tech-savvy | Seek projects with real 'productivity' to capture the explosive dividends from the combination of AI and Web3. | Pursuit of wealth dreams, aiming for high returns | Technology deployment not meeting expectations; huge bubbles after the market sentiment cools. L1/L2 | Everyone | The infrastructure of the entire crypto market, earning the average returns from ecosystem growth. | Basic configuration, cornerstone of the portfolio | The track is too crowded; some new public offerings are overvalued.
💡 My Exclusive Advice: Asset Balancing Technique for 2026
In this highly volatile market, living longer is more important than earning quickly. My personal allocation thought is:
1. 🧱 40% Certainty (L1/L2): As the cornerstone of the entire allocation. Choose leading projects with strong ecosystems and solid technology to hold steadily and earn average industry returns. 2. 💰 30% Cash Flow (RWA): This is a 'safety cushion'. Allocate part of your funds to compliant RWA projects, where the stable cash flow generated (like U.S. Treasury interest) can supplement your life and can also be reinvested into high-growth tracks to achieve a 'snowball' effect. 3. 🚀 30% Explosiveness (AI/DePIN): Set aside this portion of 'risk funds' to pursue the future. Focus on researching AI Agent protocols and DePIN projects that are technologically advanced and have active communities. But remember, do not blindly chase highs!
⚠️ Finally, one crucial piece of advice: Pay attention to 'liquidity'! No matter how magnificent an AI concept sounds, if it cannot be launched on top exchanges like Binance or Coinbase, its liquidity risk is a sword hanging over your head. Without liquidity, the wealth you see may only be paper riches, and when you want to cash out, you may find you can't sell at all.
📝 Conclusion
RWA connects the crypto world for the first time with the largest real wealth globally, solving the problem of 'false prosperity'; and AI Agents empower the native residents of this world with true productivity, addressing the 'barrier to entry' issue.
The two work like dual engines, driving the true engine of this bull market in 2026.
In the next article, I will combine my practical experience to teach you how to formulate a complete 'anti-harvest' investment strategy, from entry timing and position management to profit-taking and stop-loss, guiding you step by step to thrive and earn more in this crazy market.
If you don't want to miss this bull market and don't want to be the 'chives' that get harvested again,