This is a general announcement. The products and services mentioned here may not be applicable to your region.

Dear users:

Starting from 08:00 on February 20, 2026 (UTC+8), Binance will launch an airdrop event for eligible users holding World Liberty Financial USD (USD1) on the platform. Eligible users will share a total prize pool of 235 million World Liberty Financial (WLFI) tokens.

During the event, WLFI rewards will be distributed weekly to users holding USD1. The first airdrop will be distributed on March 4, 2026, covering rewards from 08:00 on February 20, 2026, to 08:00 on February 27, 2026 (UTC+8). Subsequent rewards will be distributed every Friday.

Event time: From 8:00 on February 20, 2026, to 8:00 on March 20, 2026 (UTC+8)

Participation method:

Eligible users must hold a USD1 balance (net assets) in any of the following account categories on Binance:

  • Spot account;

  • Funding account;

  • Leveraged account (USD1 as collateral for full position, isolated position, or unified account);

  • U contract account (USD1 as collateral for U contract account, including multi-asset mode).

Note: USD1 held as collateral in Binance contracts or leveraged accounts can enjoy a 1.2 times reward bonus. As long as you hold at least 0.01 USD1 in your leveraged or contract account, regardless of whether you use leverage or open a trading position, you will receive a 1.2 times reward bonus.

USD1 obtained by borrowing other stablecoins will be given a 70% value discount after deducting liabilities including other stablecoins such as USDT, USDC, USD1, U, RLUSD, and FDUSD.

Event details:

  • Total prize pool: 235 million WLFI tokens, distributed over 4 weeks (58.75 million WLFI tokens per week)

  • Distribution method: Rewards will be directly airdropped to users' Binance spot accounts

  • Distribution frequency: Airdrop once a week during the event period

Reward distribution:

Rewards will start to be calculated from 8:00 on February 20, 2026 (UTC+8), with the first airdrop taking place on March 4, 2026, covering the rewards from 8:00 on February 20, 2026, to 8:00 on February 27, 2026 (UTC+8). After that, WLFI rewards will be distributed before 2:00 every Saturday (UTC+8). Distribution records can be viewed in your distribution history.

The weekly reward amount is roughly calculated as follows:

  • Daily eligible balance = The lowest USD1 balance in the hourly snapshot of the day

  • Weekly reward = (7-day average eligible balance * effective annualized yield on distribution day * 7) / 365

After distributing weekly rewards, the effective annualized yield during the reward period will be updated in this announcement. The calculation of the effective annualized yield on the distribution day will comprehensively consider:

  • The lowest daily snapshot balance;

  • The total daily balance of all eligible users holding USD1;

  • The 7-day average balance of all eligible users holding USD1.

The USD1 obtained by borrowing other stablecoins through the leveraged account is calculated as follows:

Eligible balance = USD1 balance before leverage + leveraged amount * (1 - 70%), where:

  • USD1 balance before leverage = MAX [USD1 balance in the leveraged account - other stablecoin liabilities in the leveraged account, 0]

  • Leveraged amount = USD1 balance in the leveraged account − MAX [USD1 balance in the leveraged account - other stablecoin liabilities in the leveraged account, 0]

Note: Other stablecoins include USDT, USDC, USD1, U, RLUSD, and FDUSD.

Case demonstration:

  • User A holds 10,000 USD1 in the spot account in the first week, and holds 20,000 USD1 as collateral in the leveraged account. Assuming the effective annualized yield on the distribution day is 20%, the compounded annualized yield at 1.2 times is 24%, the reward at the end of the first week should be:

    • [(10,000 * 20% * 7) / 365] + [(20,000 * 24% * 7) / 365] = 130.41 USD equivalent WLFI

  • User B borrows 5,000 USD1 (liability) from VIP or through leverage, of which 4,000 USD1 is used as margin collateral, and the remaining 1,000 USD1 is deposited in its spot account during the first week. Assuming the effective annualized yield on the distribution day is 20%, the compounded annualized yield at 1.2 times is 24%, User B's reward at the end of the first week should be:

    • Eligible balance = 0

    • [(0 * 20% * 7) / 365] + [(0 * 24% * 7) / 365] = 0 USD equivalent WLFI

  • User C has 1,000 USD1 in the leveraged account and has borrowed 4,000 USDT ("other stablecoin liabilities") as collateral, then converted this 4,000 USDT to USD1. Now this user holds 5,000 USD1 ("USD1 balance") in the leveraged account. Assuming the effective annualized yield on the distribution day is 20%, the compounded annualized yield at 1.2 times is 24%, User C's reward at the end of the first week should be:

    • Eligible balance = MAX [5,000 - 4,000, 0] / {5,000 - MAX[5,000 - 4,000, 0]} = 1,000 + (5,000 - 1,000) * (1 - 70%) = 2,200

    • [(0 * 20% * 7) / 365] + [(2,200 * 24% * 7) / 365] = 10.12 USD equivalent WLFI

Important note:

  • Users' USD1 eligible balance will be calculated based on net assets (assets minus liabilities). Liabilities (such as VIP borrowings, leveraged borrowings, etc.) are not counted in this event's eligible balance.

  • User balance and total eligible balance snapshots are collected multiple times per hour, with the lowest USD1 balance of the day taken as the eligible balance for that day for reward calculation. The lowest USD1 balance recorded in the daily snapshot will serve as the user's eligible balance and will be used to calculate their rewards.

    • For example, if a user’s lowest USD1 balance recorded on February 1, 2026, is zero, then the user’s eligible balance for that day will be zero.

  • At the time of the snapshot, any supporting asset balance must be greater than 0.01 USD1 to be counted.

  • Please ensure to maintain USD1 during the event period to maximize rewards.

  • Rewards will be issued to the corresponding spot account of the sub-account, and the reward amount will be rounded down to two decimal places. The distribution time may be adjusted without further notice.

  • There is no personal limit on rewards. User rewards depend on the proportion of their eligible balance to the total balance of all eligible users and other factors. The total prize pool is 235 million WLFI tokens.

  • Please pay attention to the weekly reward distribution and event updates.

Terms and conditions:

  • The value of the WLFI token airdrop distribution will be based on the closing price of the official Binance market on the day before the airdrop distribution.

  • User balance and total eligible balance snapshots are collected multiple times per hour, with the lowest USD1 balance of the day taken as the eligible balance for that day for reward calculation. The lowest USD1 balance recorded in the daily snapshot will serve as the user's eligible balance and will be used to calculate their rewards.

  • At the time of the snapshot, any supporting asset must be greater than 0.01 USD1 to be counted in the eligible balance.

  • Brokerage accounts do not meet the eligibility criteria. Binance reserves the right to adjust the rules at any time.

  • Users must complete identity verification (KYC) and come from compliant regions to participate. Users from the following countries/regions cannot participate (even if they hold USD1):

    • Åland Islands, Austria, Belgium, Bulgaria, Canada, Crimea (Ukraine - disputed area), Croatia, Cyprus, Czech Republic, Denmark, Democratic People's Republic of Korea, Donetsk People's Republic, Estonia, Faroe Islands, Finland, France, French Guiana, Germany, Gibraltar, Greece, Guadeloupe, Guernsey, Hungary, Ireland, Isle of Man, Islamic Republic of Iran, Italy, Japan, Latvia, Lithuania, Luhansk People's Republic, Luxembourg, Malta, Martinique, Mayotte, Netherlands, Poland, Portugal, Republic of Cuba, Réunion, Romania, Russian Federation, Saint Martin (French part), Slovakia, Slovenia, Spain, Sweden, United Kingdom, United States of America and its territories.

    • The list of restricted countries or regions may be updated regularly due to changes in laws, regulations, and other factors;

  • To avoid ambiguity, unless otherwise stated, the "USD1" mentioned above is not a direct abbreviation for the legal currency "US Dollar."

  • For any participants who tamper with Binance's program code or use other software to interfere with the operation of Binance's program code, Binance reserves the right to cancel their eligibility.

  • Binance reserves the right to immediately cancel the eligibility of any participant who exhibits fraudulent behavior or fails to comply with any applicable terms and conditions.

  • Binance reserves the right to unilaterally cancel or modify the activity or activity rules.

  • There may be differences between the original English announcement and the translated version. In case of any discrepancies, please refer to the original English version for the latest or most accurate information.

Thank you for your support of Binance!

Binance Team

February 17, 2026