Goldman Sachs just announced that they hold XRP, but in reality, they do not. Sounds strange, doesn't it?

This Wall Street bank is said to be holding more than 152 million dollars worth of XRP. Like most large institutions, they hold this amount of XRP through ETF funds rather than directly owning the token.

This is one of the first amounts recognized by Goldman Sachs as an investment in XRP from institutions.

This is part of a larger cryptocurrency portfolio, as this bank holds about $1 billion in Bitcoin and Ethereum ETFs, along with over $108 million in Solana.

In Q4 2025, the bank reduced some of its Bitcoin and Ethereum ETF holdings and reallocated some of that capital into XRP and Solana ETFs.

Notably, this Q4 2025 report shows a growth of 15% compared to the same period last year, despite the overall volatility in the cryptocurrency market.

When even banks are buying at this price, it's interesting to see where optimistic price predictions for XRP might lead next.

This chart shows that.

XRP Price Prediction: If Banks Are Buying In, Why Is XRP Aiming For $1.20?

XRP is still stuck in a bearish channel, but it seems to be trying to catch its breath.

The price has surged sharply from the support range of $1.10–$1.30 and is currently hovering just below the resistance level of the channel, which is often the starting point for price recoveries.

As long as the price remains steady at $1.30, the downside risk seems limited, but if it falls below this level again, the chances of the price returning to $1.10 will increase.

The key moment is when the price breaks the channel and holds steady at $1.50, which will signal a real bullish turnaround and set the stage for rapid price increases towards $1.90 and $2.10.

The RSI index remains low, so any bullish movement will need additional momentum, but until XRP can reclaim that declining resistance level, this is just an attempt to bounce back and not a complete trend reversal.

Large investors are quietly pouring money into XRP, but the price is still moving slowly and cautiously. It's similar to how they are investing in Maxi Doge from the early stages.