This is my way of financial allocation apart from asset diversification.
I also diversify my finances based on risk level and ageđ
â˘20-30 years old: 85% of my money is risked in assets that are HIGH RISK HIGH RETURN (crypto for example)
â˘31-40 years old: 65% of my money is risked in assets that are not too volatile (if there is age)
â˘Age 41-60++ years: look for relatively stable assets which are important for being able to enjoy life in old age (if you are still alive)