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Musk explained his long-term vision for Twitter at a conference held by Morgan Stanley. His goal is to make Twitter an "Everything App" centered around "integrated payments."

Based on this long-term vision, he described his thinking:

Users can easily transfer money from one Twitter account to another, and can also easily earn interest on your deposits.

Conversely, if someone wants to borrow money, they can also get a loan from Twitter.

As long as Twitter can provide convenient basic financial services, coupled with the social attributes of Twitter itself, this APP can become very useful and more and more people will use it.

At the same time, he also mentioned competitors who are doing the same thing, such as WeChat, which has gone further, and Whatsapp's efforts in payment.

However, I personally feel that it is not easy to succeed in this field, especially with ongoing regulatory scrutiny. Moreover, given Musk's previous habit of arguing with the SEC, there is still a long way to go to obtain relevant licenses.

Musk hopes that Twitter will become a "more useful" and "more comprehensive" application based on the enhancement of basic financial capabilities, integrating all aspects of users' lives. Do you think his wish will come true?