Key points to remember
Binance Pay makes it easy to send USDC to your friends and family around the world quickly and without gas fees.
You can now use USDC via Binance Pay to make purchases at over 32,000 merchants worldwide, including buying gift cards, booking travel, paying for luxury items, shopping on e-commerce sites, and much more.
USDC is redeemable at a 1-to-1 ratio with USD, complies with major regulatory frameworks, and settles quickly, making it an ideal choice for real-world crypto payments.
Do you want to use cryptocurrencies for everyday payments with ease? Binance Pay is a secure and contactless crypto payment system that allows you to send and spend digital assets, including USDC, a leading stablecoin, with no fees for most daily transactions and quick settlement.
Whether you’re paying friends, sending funds abroad, or shopping with merchants on the other side of the world, Binance Pay simplifies the process, making it fast and flexible. With USDC, you gain the additional advantage of price stability, making it a smart choice for everyday spending.
In this guide, we will explain how to send and spend USDC with Binance Pay. You will discover where you can use it right now.
How Binance Pay works
Binance Pay is a fast, secure, and easy-to-use crypto payment system that allows users to send and spend digital assets worldwide. Designed for everyday use, it supports contactless transactions globally, with no gas fees for users.
Whether you are sending crypto to a friend, paying a freelancer, or shopping online, Binance Pay simplifies the process. Transfer funds instantly using just an email address, phone number, or unique Binance Pay ID, no need for long wallet addresses or other apps.
Payments are settled in real-time, and the recipient receives the exact amount sent, with no hidden fees or intermediaries. It’s a streamlined experience designed to make crypto as easy to use as traditional money.
Binance Pay is used for peer-to-peer transfers, business transactions, and payments to merchants. This solution supports a wide range of cryptocurrencies, including USDC, a stablecoin that offers stable prices, making it particularly useful for everyday spending.
Why use USDC for crypto payments?
USDC is a regulated digital dollar fully backed. Issued by regulated affiliates of Circle, USDC is backed by highly liquid assets in cash and cash equivalents, allowing it to be exchanged at a 1-to-1 ratio for US dollars.
Unlike more volatile cryptocurrencies, the amount of USDC you send or spend retains its value from start to finish, making it a particularly suitable solution for payments and transfers. Transactions are generally fast, low-cost, and accessible worldwide, giving users an efficient way to transfer money or make purchases.
It is important to note that USDC is currently compliant with the EU's MiCA (Markets in Crypto-Assets Regulation) regulation, a new legal framework focused on transparency, consumer protection, and reserve quality. This compliance provides USDC with an additional layer of regulatory protection, especially for European users, as it demonstrates that USDC meets some of the most rigorous regulatory standards in the world.
With its price stability, speed, low fees, regulatory compliance, and growing adoption worldwide, USDC is an extremely practical option for real-world payments, especially when used with powerful yet simple tools like Binance Pay.
Detailed guide on sending and spending USDC with Binance Pay
It is easy to use USDC with Binance Pay. Whether you are sending crypto to someone or making an online purchase, the process is fast, secure, and accessible for beginners.
How to send USDC with Binance Pay?
Log in to your Binance account.
Go to [Pay] from the homepage or app menu, then tap [Send].
Enter the email address, phone number, or Pay ID of the recipient.
Select USDC as the payment currency. USDC is the default payment currency for new Binance Pay users.
Enter the amount and press [Confirm] to finalize the transfer.
How to spend USDC with Binance Pay?
Choose a product or service from our partner merchants and proceed to checkout.
Select Binance Pay as the payment method.
Choose USDC as the payment currency.
Scan the merchant's QR code and confirm the payment in the app.
Where can you spend USDC using Binance Pay?
Binance Pay is not just for sending crypto: you can also spend USDC with over 32,000 merchants worldwide in popular sectors such as:
Travel: Book flights, hotels, and travel experiences using platforms like Travala and Despegar, which accept Binance Pay for thousands of destinations worldwide.
Online shopping: Shop online for electronics, clothing, and more from stores that have integrated Binance Pay. Discover merchants on the Binance Marketplace in the Binance app or website, or buy directly from Binance Pay merchants, such as watches from Wristcheck or hardware wallets from SafePal.
Luxury shopping: Treat yourself to a luxury spree at the Printemps department stores in France, high-end appliances at SMEG, luxury accessories at S.T. Dupont, cars from LG Dream Cars, and much more.
Dining and food: Some local restaurants and cafes, as well as international brands, now accept USDC payments through Binance Pay integrations.
The number of partner merchants is constantly increasing, making it easier than ever to use your crypto for everyday purchases. With more ways to spend and a wide range of supported services, USDC is even more useful when paired with Binance Pay.
Final word: Why do Binance Pay and USDC make a powerful duo?
Together, USDC and Binance Pay offer a simple, secure, and convenient way to use crypto for your everyday needs, from shopping to cross-border fund transfers. This partnership helps bridge the gap between digital assets and real-world spending.
With USDC, you benefit from the stability of a dollar-pegged digital currency that is fast, low-cost, and accessible worldwide.
With Binance Pay, you have a seamless platform for instant crypto payments with no gas fees, no long wallet addresses, no intermediaries, just a few clicks.
It makes it easier than ever:
Sending money to loved ones and friends abroad;
Paying freelancers or service providers worldwide;
Buying goods and services in-store or online.
By pairing a stable and regulated currency with user-friendly payment tools, Binance Pay and USDC make crypto practical, not just for trading but for everyday life.
Try Binance Pay today and enjoy the ease of using crypto, which works even better than cash.
Disclaimer: The prices of digital assets can be volatile. The value of your investment may fluctuate up or down, and you may not recover the amount you invested. You are solely responsible for your investment decisions, and Binance is not liable for any losses you may incur. Please fund your wallet and transact with caution. This does not constitute financial advice. For more information, please refer to our Terms of Use, Binance Pay Terms of Use, and Risk Warning.