I. First, let’s get to the point: The ‘3 soul search questions’ the bank asks when investigating funds recently blew up the community: ‘If I withdraw 5 million from the cryptocurrency world, will the bank treat me as a money launderer?’ As someone who has experienced 3 card freezes and successfully withdrawn funds 17 times, I tell you the truth: the bank's review of digital currency funds is essentially a ‘risk level scan’—the more your fund path resembles ‘black money’, the higher the chance of triggering risk control.
II. My 3 ‘bloody lessons’: from being interviewed by the bank for 4 hours to freezing the card for 72 hours.
❶ First time: 2017 ‘naively withdrawing funds’ pitfall record.