$XRP XRP’s role in RippleNet’s on-demand liquidity (ODL) model is gaining traction, with nearly 80% of Japanese banks planning to adopt XRP in 2025. XRP’s low-cost ($0.0002 per transaction) and fast (3–5 seconds) settlement capabilities make it a preferred bridge currency for cross-border payments. This growing adoption, highlighted in posts on X about XRP’s decoupling from Bitcoin, positions XRP to capture market share from traditional systems like SWIFT, driving altcoin season momentum.