#usbank
usbank
39,134 views
105 Discussing
Hot
Latest
The company behind Kraken is seeking a license to operate as a #USbank , thereby gaining control over cryptocurrency custody and funds. ๐ฆ๐บ๐ธ
This move would make Kraken a licensed national bank, ending the dependence of crypto platforms on traditional banks and enhancing their credibility. ๐โ๏ธ
$BTC
This move would make Kraken a licensed national bank, ending the dependence of crypto platforms on traditional banks and enhancing their credibility. ๐โ๏ธ
$BTC
BREAKING ๐ก
US banksโ private credit loan exposure nears $300 billion๐กUS private credit market reshapes bank lending and risk.
Over the past decade, non-bank lenders have steadily expanded their footprint in the US corporate loan market, often stepping in where traditional banks have pulled back because of tighter credit standards and regulatory capital constraints.
Unwilling or unable to loosen credit standards in light of these constraints, banks have responded to the loss of loan market share to non-banks by increasing their lending to these same entities โ making loans to NDFIs the fastest-growing category in US banking. Loans to NDFIs are now roughly 10.4% of total bank loans, nearly three times the 3.6% of a decade ago.
Large banks may be better equipped to manage these risks because of their deeper relationships with private market participants and more robust controls and risk-management infrastructure. These relationships can also span multiple facets of their operations, providing a more complete view of counterparty activities and exposures.
Smaller banks may be more vulnerable, however, especially if they have less established track records of lending to private market participants. Their accelerated push into NDFI lending could lead to greater credit concentration, potentially looser underwriting standards, and strain their risk management capabilities.
The exposure of smaller US banks to non-bank lenders still remains modest compared with that of the largest 25 banks. But prudent growth and robust oversight will be essential to balance opportunity and risk, especially amid shifting market conditions.
ATTENTION SIGNAL ๐ก
BLESS
LONG
Entry 0.044 - 0.042
TP 0.05
0.08
0.1
0.2
SL on the yourself opinion
#MarketPullback #news #USbank #CryptoNewss #BREAKING
$BLESS
US banksโ private credit loan exposure nears $300 billion๐กUS private credit market reshapes bank lending and risk.
Over the past decade, non-bank lenders have steadily expanded their footprint in the US corporate loan market, often stepping in where traditional banks have pulled back because of tighter credit standards and regulatory capital constraints.
Unwilling or unable to loosen credit standards in light of these constraints, banks have responded to the loss of loan market share to non-banks by increasing their lending to these same entities โ making loans to NDFIs the fastest-growing category in US banking. Loans to NDFIs are now roughly 10.4% of total bank loans, nearly three times the 3.6% of a decade ago.
Large banks may be better equipped to manage these risks because of their deeper relationships with private market participants and more robust controls and risk-management infrastructure. These relationships can also span multiple facets of their operations, providing a more complete view of counterparty activities and exposures.
Smaller banks may be more vulnerable, however, especially if they have less established track records of lending to private market participants. Their accelerated push into NDFI lending could lead to greater credit concentration, potentially looser underwriting standards, and strain their risk management capabilities.
The exposure of smaller US banks to non-bank lenders still remains modest compared with that of the largest 25 banks. But prudent growth and robust oversight will be essential to balance opportunity and risk, especially amid shifting market conditions.
ATTENTION SIGNAL ๐ก
BLESS
LONG
Entry 0.044 - 0.042
TP 0.05
0.08
0.1
0.2
SL on the yourself opinion
#MarketPullback #news #USbank #CryptoNewss #BREAKING
$BLESS
Log in to explore more content